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Dearborn, MI

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US location · verified

Neighborhood intelligence

Your Dearborn relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Dearborn.

Median rent

$1,327/mo

ACS 2024 5-year

Median household income

$65,324

ACS 2024 5-year

Median home value

$218,800

ACS 2024 5-year

Safety score

62/100

FBI CDE

Weather

60°F (H 68° / L 53°)

Open-Meteo

Buying in Dearborn? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

62/100

FBI CDE

Typical urban safety profile — 7% below average FBI data, 2023–2024

Good

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 60°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 63 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Dearborn MI

Dearborn is one of the more affordable options in its region at $1,327/month typical rent. Safety scores 62/100.

Dearborn has about 107,423 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Dearborn MI Safe?

Dearborn MI scores 62/100 on safety (below average). Crime is about 7% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 93 (100 = avg); violent crime index 79; property crime index 107. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Dearborn MI

School quality varies by neighborhood in Dearborn. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Dearborn MI

Typical rent in Dearborn is about $1,327/month (moderate). At $1,327/month for a typical unit, you need about $47,772+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $218,800.

Median household income is $65,324, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($65,324) clears the $47,772 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Dearborn MI

Average temperature is about 60°F (highs near 68°F, lows near 53°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Dearborn MI?

Who tends to thrive in Dearborn: (1) Renters who want $1,327/month housing without coastal prices (comfort income is about $47,772) (2) Households earning $47,772+ who can clear the 3× rent rule at $1,327/month (3) Movers with a locked job offer in Dearborn who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 62/100) (2) Households expecting top marks on rent and safety at once (Dearborn does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $47,772 household income for $1,327/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Dearborn holds up well on the core metrics we publish. Safety at 62/100 makes it a reasonable choice for households who can manage $1,327/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Dearborn when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Dearborn.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,544

Mortgage + tax + insurance + HOA

Annual property tax

$3,173

Annual est. $5,580

Est. monthly utilities

$397

Climate-adjusted electric, gas & water

Median home price

$218,800

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$197k
2022
$202k
2023
$207k
2024
$213k
2025
$219k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$217/mo vs buying
$1,327ACS 2024 5-year
Rent
$1,544
Buy

Mortgage

$1,106

Property tax

$264

Insurance

$78

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,904/yr

2024

1.37%

$2,991/yr

2025

1.41%

$3,081/yr

2026

1.45%

$3,173/yr

Buying in Dearborn? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

50 (100 = avg)

low exposure

Est. annual homeowners insurance

$938/yr

moderate exposure
Wind hazard index63 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 60°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $938.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Dearborn to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo