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Rock Hill, SC

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US location · verified

Neighborhood intelligence

Your Rock Hill relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Rock Hill.

Median rent

$1,341/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,785/mo

Median household income

$68,771

ACS 2024 5-year

Median home value

$295,100

ACS 2024 5-year

Safety score

52/100

FBI CDE

Weather

66°F (H 76° / L 57°)

Open-Meteo

Buying in Rock Hill? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

52/100

FBI CDE

Worth extra due diligence — 28% above average FBI data, 2023–2024

Average

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 66°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 46 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Rock Hill SC

Rock Hill is one of the more affordable options in its region at $1,341/month typical rent. Safety scores 52/100.

Rock Hill has about 75,259 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Rock Hill SC Safe?

Rock Hill SC scores 52/100 on safety (well below average). Crime is about 28% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 128 (100 = avg); violent crime index 127; property crime index 129. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Rock Hill SC

School quality varies by neighborhood in Rock Hill. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Rock Hill SC

Typical rent in Rock Hill is about $1,341/month (moderate). At $1,341/month for a typical unit, you need about $48,276+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $295,100.

Median household income is $68,771, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($68,771) clears the $48,276 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Rock Hill SC

Average temperature is about 66°F (highs near 76°F, lows near 57°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Rock Hill SC?

Who tends to thrive in Rock Hill: (1) Renters who want $1,341/month housing without coastal prices (comfort income is about $48,276) (2) Households earning $48,276+ who can clear the 3× rent rule at $1,341/month (3) Movers with a locked job offer in Rock Hill who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 52/100) (2) Households expecting top marks on rent and safety at once (Rock Hill does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $48,276 household income for $1,341/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Rock Hill scores 52/100 on safety with $1,341/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Rock Hill when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Rock Hill.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,049

Mortgage + tax + insurance + HOA

Annual property tax

$4,279

Annual est. $5,580

Est. monthly utilities

$470

Climate-adjusted electric, gas & water

Median home price

$295,100

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$265k
2022
$273k
2023
$280k
2024
$287k
2025
$295k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$708/mo vs buying
$1,341ACS 2024 5-year
Rent
$2,049
Buy

Mortgage

$1,492

Property tax

$357

Insurance

$105

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,916/yr

2024

1.37%

$4,033/yr

2025

1.41%

$4,154/yr

2026

1.45%

$4,279/yr

Buying in Rock Hill? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

23 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,265/yr

moderate exposure
Wind hazard index46 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 66°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,265.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Rock Hill to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo