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Evansville, IN

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US location · verified

Neighborhood intelligence

Your Evansville relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Evansville.

Median rent

$975/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,127/mo

Median household income

$53,387

ACS 2024 5-year

Median home value

$143,100

ACS 2024 5-year

Safety score

32/100

FBI CDE

Weather

66°F (H 79° / L 54°)

Open-Meteo

Buying in Evansville? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

32/100

FBI CDE

Worth extra due diligence — 150% above average FBI data, 2023–2024

Below Average

Noise Level

38 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 66°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 62 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Evansville IN

Evansville is one of the more affordable options in its region at $975/month typical rent. Safety scores 32/100.

Evansville has about 116,116 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Evansville IN Safe?

Evansville IN scores 32/100 on safety (well below average). Crime is about 150% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 250 (100 = avg); violent crime index 310; property crime index 189. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Evansville IN

School quality varies by neighborhood in Evansville. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Evansville IN

Typical rent in Evansville is about $975/month (affordable). At $975/month for a typical unit, you need about $35,100+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $143,100.

Median household income is $53,387, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($53,387) clears the $35,100 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Evansville IN

Average temperature is about 66°F (highs near 79°F, lows near 54°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Evansville IN?

Who tends to thrive in Evansville: (1) Renters who want $975/month housing without coastal prices (comfort income is about $35,100) (2) Households earning $35,100+ who can clear the 3× rent rule at $975/month (3) Movers with a locked job offer in Evansville who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 32/100) (2) Households expecting top marks on rent and safety at once (Evansville does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $35,100 household income for $975/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Evansville requires serious research first. Safety scores 32/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Evansville when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Evansville.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,043

Mortgage + tax + insurance + HOA

Annual property tax

$2,075

Annual est. $5,580

Est. monthly utilities

$224

Climate-adjusted electric, gas & water

Median home price

$143,100

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$129k
2022
$132k
2023
$136k
2024
$139k
2025
$143k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$68/mo vs buying
$975ACS 2024 5-year
Rent
$1,043
Buy

Mortgage

$724

Property tax

$173

Insurance

$51

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$1,899/yr

2024

1.37%

$1,956/yr

2025

1.41%

$2,015/yr

2026

1.45%

$2,075/yr

Buying in Evansville? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$613/yr

moderate exposure
Wind hazard index62 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 66°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $613.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Evansville to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo