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Lafayette, LA

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US location · verified

Neighborhood intelligence

Your Lafayette relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Lafayette.

Median rent

$1,100/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,092/mo

Median household income

$61,915

ACS 2024 5-year

Median home value

$257,000

ACS 2024 5-year

Safety score

33/100

FBI CDE

Weather

72°F (H 82° / L 62°)

Open-Meteo

Buying in Lafayette? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

33/100

FBI CDE

Worth extra due diligence — 140% above average FBI data, 2023–2024

Below Average

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 72°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 66 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Lafayette LA

Lafayette is one of the more affordable options in its region at $1,100/month typical rent. Safety scores 33/100.

Lafayette has about 121,715 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Lafayette LA Safe?

Lafayette LA scores 33/100 on safety (well below average). Crime is about 140% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 240 (100 = avg); violent crime index 250; property crime index 229. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Lafayette LA

School quality varies by neighborhood in Lafayette. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Lafayette LA

Typical rent in Lafayette is about $1,100/month (affordable). At $1,100/month for a typical unit, you need about $39,600+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $257,000.

Median household income is $61,915, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($61,915) clears the $39,600 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Lafayette LA

Average temperature is about 72°F (highs near 82°F, lows near 62°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Lafayette LA?

Who tends to thrive in Lafayette: (1) Renters who want $1,100/month housing without coastal prices (comfort income is about $39,600) (2) Households earning $39,600+ who can clear the 3× rent rule at $1,100/month (3) Movers with a locked job offer in Lafayette who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 33/100) (2) Households expecting top marks on rent and safety at once (Lafayette does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $39,600 household income for $1,100/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Lafayette requires serious research first. Safety scores 33/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Lafayette when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Lafayette.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,797

Mortgage + tax + insurance + HOA

Annual property tax

$3,727

Annual est. $5,580

Est. monthly utilities

$460

Climate-adjusted electric, gas & water

Median home price

$257,000

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$231k
2022
$237k
2023
$244k
2024
$250k
2025
$257k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$697/mo vs buying
$1,100ACS 2024 5-year
Rent
$1,797
Buy

Mortgage

$1,300

Property tax

$311

Insurance

$92

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,411/yr

2024

1.37%

$3,513/yr

2025

1.41%

$3,618/yr

2026

1.45%

$3,727/yr

Buying in Lafayette? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

47 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,101/yr

moderate exposure
Wind hazard index66 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 72°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,101.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Lafayette to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo