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Springfield, IL

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US location · verified

Neighborhood intelligence

Your Springfield relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Springfield.

Median rent

$975/mo

ACS 2024 5-year

Median household income

$66,064

ACS 2024 5-year

Median home value

$162,100

ACS 2024 5-year

Safety score

34/100

FBI CDE

Weather

63°F (H 74° / L 52°)

Open-Meteo

Buying in Springfield? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

34/100

FBI CDE

Worth extra due diligence — 136% above average FBI data, 2023–2024

Below Average

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 63°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 70 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Springfield IL

Springfield is one of the more affordable options in its region at $975/month typical rent. Safety scores 34/100.

Springfield has about 113,330 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Springfield IL Safe?

Springfield IL scores 34/100 on safety (well below average). Crime is about 136% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 236 (100 = avg); violent crime index 222; property crime index 249. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Springfield IL

School quality varies by neighborhood in Springfield. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Springfield IL

Typical rent in Springfield is about $975/month (affordable). At $975/month for a typical unit, you need about $35,100+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $162,100.

Median household income is $66,064, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($66,064) clears the $35,100 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Springfield IL

Average temperature is about 63°F (highs near 74°F, lows near 52°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Springfield IL?

Who tends to thrive in Springfield: (1) Renters who want $975/month housing without coastal prices (comfort income is about $35,100) (2) Households earning $35,100+ who can clear the 3× rent rule at $975/month (3) Movers with a locked job offer in Springfield who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 34/100) (2) Households expecting top marks on rent and safety at once (Springfield does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $35,100 household income for $975/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Springfield requires serious research first. Safety scores 34/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Springfield when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Springfield.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,168

Mortgage + tax + insurance + HOA

Annual property tax

$2,350

Annual est. $5,580

Est. monthly utilities

$258

Climate-adjusted electric, gas & water

Median home price

$162,100

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$146k
2022
$150k
2023
$154k
2024
$158k
2025
$162k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$193/mo vs buying
$975ACS 2024 5-year
Rent
$1,168
Buy

Mortgage

$820

Property tax

$196

Insurance

$58

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,151/yr

2024

1.37%

$2,215/yr

2025

1.41%

$2,282/yr

2026

1.45%

$2,350/yr

Buying in Springfield? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

23 (100 = avg)

low exposure

Est. annual homeowners insurance

$695/yr

moderate exposure
Wind hazard index70 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 63°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $695.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Springfield to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo