New search

Boston, MA

Report status

US location · verified

Neighborhood intelligence

Your Boston relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Boston.

Median rent

$2,147/mo

ACS 2024 5-year

Median household income

$97,344

ACS 2024 5-year

Median home value

$731,700

ACS 2024 5-year

Safety score

51/100

FBI CDE

Weather

58°F (H 63° / L 53°)

Open-Meteo

Buying in Boston? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

51/100

FBI CDE

Worth extra due diligence — 34% above average FBI data, 2023–2024

Average

Noise Level

44 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 58°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 73 (100 = avg)

Good / Low Pollen

Side-by-side

Compare Boston to other cities

See how Boston stacks up on rent, safety, and weather.

Neighborhood guide

Living in Boston MA

Boston posts 51/100 on safety against $2,147/month typical rent. Here is what the numbers actually mean.

Boston has about 666,442 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Boston MA Safe?

Boston MA scores 51/100 on safety (well below average). Crime is about 34% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 134 (100 = avg); violent crime index 166; property crime index 102. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Boston MA

School quality varies by neighborhood in Boston. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Boston MA

Typical rent in Boston is about $2,147/month (expensive). At $2,147/month for a typical unit, you need about $77,292+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $731,700.

Median household income is $97,344, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($97,344) clears the $77,292 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Boston MA

Average temperature is about 58°F (highs near 63°F, lows near 53°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Boston MA?

Who tends to thrive in Boston: (1) Dual-income households (at $2,147/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $97,344 helps carry housing costs) (3) Households earning $77,292+ who can clear the 3× rent rule at $2,147/month (4) Movers with a locked job offer in Boston who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 51/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,147/month) (3) Anyone stretching past 40% of take-home on housing at $2,147/month

Income sniff test: clear about $77,292 household income for $2,147/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Boston is a mixed picture. Safety is average and rent at $2,147/month is on the high side. It works for the right household but is not an obvious choice.

Next steps

Tools for your move

Quotes and listings for Boston when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Boston.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,940

Mortgage + tax + insurance + HOA

Annual property tax

$10,610

Annual est. $5,580

Est. monthly utilities

$1,400

Climate-adjusted electric, gas & water

Median home price

$731,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$658k
2022
$676k
2023
$694k
2024
$713k
2025
$732k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,793/mo vs buying
$2,147ACS 2024 5-year
Rent
$4,940
Buy

Mortgage

$3,700

Property tax

$884

Insurance

$261

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$9,710/yr

2024

1.37%

$10,001/yr

2025

1.41%

$10,301/yr

2026

1.45%

$10,610/yr

Buying in Boston? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

62 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,136/yr

elevated exposure
Wind hazard index73 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 58°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,136.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Boston to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo