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Bloomington, MN

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Neighborhood intelligence

Your Bloomington relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Bloomington.

Median rent

$1,561/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,734/mo

Median household income

$93,211

ACS 2024 5-year

Median home value

$361,700

ACS 2024 5-year

Safety score

51/100

FBI CDE

Weather

57°F (H 63° / L 50°)

Open-Meteo

Buying in Bloomington? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

51/100

FBI CDE

Worth extra due diligence — 36% above average FBI data, 2023–2024

Average

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 57°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 59 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Bloomington MN

Bloomington posts 51/100 on safety against $1,561/month typical rent. Here is what the numbers actually mean.

Bloomington has about 88,665 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Bloomington MN Safe?

Bloomington MN scores 51/100 on safety (well below average). Crime is about 36% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 136 (100 = avg); violent crime index 82; property crime index 190. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Bloomington MN

School quality varies by neighborhood in Bloomington. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Bloomington MN

Typical rent in Bloomington is about $1,561/month (moderate). At $1,561/month for a typical unit, you need about $56,196+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $361,700.

Median household income is $93,211, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($93,211) clears the $56,196 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Bloomington MN

Average temperature is about 57°F (highs near 63°F, lows near 50°F).

Cooler months cut into patio season; plan indoor hobbies for part of the year. Heating will show up on winter bills more than AC does in summer. If you visit, go in January. That is when the cold is honest.

Who Should Move to Bloomington MN?

Who tends to thrive in Bloomington: (1) Tech and finance workers (the job market is real and local pay near $93,211 helps carry housing costs) (2) Households earning $56,196+ who can clear the 3× rent rule at $1,561/month (3) Movers with a locked job offer in Bloomington who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 51/100) (2) Households expecting top marks on rent and safety at once (Bloomington does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $56,196 household income for $1,561/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Bloomington scores 51/100 on safety with $1,561/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Bloomington when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Bloomington.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,490

Mortgage + tax + insurance + HOA

Annual property tax

$5,245

Annual est. $5,580

Est. monthly utilities

$648

Climate-adjusted electric, gas & water

Median home price

$361,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$325k
2022
$334k
2023
$343k
2024
$352k
2025
$362k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$929/mo vs buying
$1,561ACS 2024 5-year
Rent
$2,490
Buy

Mortgage

$1,829

Property tax

$437

Insurance

$129

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,800/yr

2024

1.37%

$4,944/yr

2025

1.41%

$5,092/yr

2026

1.45%

$5,245/yr

Buying in Bloomington? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

47 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,550/yr

moderate exposure
Wind hazard index59 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 57°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,550.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Bloomington to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo