Safety & Crime Index
99/100
FBI CDE
Exceptionally safe for families — 74% below average vs. national FBI data, 2023–2024
Excellent
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Ofallon.
Median rent
$1,443/mo
ACS 2024 5-year
Median household income
$110,443
ACS 2024 5-year
Median home value
$326,200
ACS 2024 5-year
Safety score
99/100
FBI CDE
Weather
Typical range
Open-Meteo
Buying in Ofallon? Check current mortgage rates early — before you fall in love with a ZIP.
99/100
FBI CDE
Exceptionally safe for families — 74% below average vs. national FBI data, 2023–2024
Excellent
48 dB — Moderate
Open-Meteo
Peak traffic: Moderate · Nighttime baseline 38 dB
Moderate — Suburban
AQI 88 — Moderate
Open-Meteo
Higher dust and allergen load in dry months — check local air alerts
Caution / Elevated Hazard Index
Neighborhood guide
Ofallon offers above-average safety (99/100). Rent runs $1,443/month and median income sits at $110,443.
Ofallon has about 93,801 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Ofallon MO scores 99/100 on safety (well above average). Crime is about 74% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.
Detail: overall crime index 26 (100 = avg); violent crime index 20; property crime index 31. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Ofallon. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Ofallon is about $1,443/month (moderate). At $1,443/month for a typical unit, you need about $51,948+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $326,200.
Median household income is $110,443, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($110,443) clears the $51,948 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Temperature data is thin in this report. Pull a 12-month normals chart for Ofallon and price summer AC or winter heat before you sign.
Who tends to thrive in Ofallon: (1) Households that want quieter streets (safety sits at 99/100) (2) Tech and finance workers (the job market is real and local pay near $110,443 helps carry housing costs) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 99/100) (4) Households earning $51,948+ who can clear the 3× rent rule at $1,443/month
Who should look elsewhere: (1) Households expecting top marks on rent and safety at once (Ofallon does not clear every bar) (2) People who will not research ZIP-level crime maps before leasing
Income sniff test: clear about $51,948 household income for $1,443/month rent. Under that, pick a cheaper ZIP or a different city.
Ofallon holds up well on the core metrics we publish. Safety at 99/100 makes it a reasonable choice for households who can manage $1,443/month rent. Verify school ratings for your target ZIP separately.
Quick checklist before you sign in Ofallon, MO: confirm your income clears ~$51,948 for $1,443/month rent; check the safety score (99/100) against your risk tolerance; verify school ratings for your target ZIP on GreatSchools.org; and price summer/winter utilities for this climate.
Next steps
Quotes and listings for Ofallon when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Ofallon.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$2,255
Mortgage + tax + insurance + HOA
Annual property tax
$4,730
Annual est. $5,580
Est. monthly utilities
$727
Climate-adjusted electric, gas & water
Median home price
$326,200
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,649
Property tax
$394
Insurance
$117
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$4,329/yr
2024
1.37%
$4,458/yr
2025
1.41%
$4,592/yr
2026
1.45%
$4,730/yr
Buying in Ofallon? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
X
moderate exposureWildfire hazard index
92 (100 = avg)
moderate exposureEst. annual homeowners insurance
$1,398/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,398.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Ofallon to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo