New search

Ofallon, MO

Report status

US location · verified

Neighborhood intelligence

Your Ofallon relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Ofallon.

Median rent

$1,443/mo

ACS 2024 5-year

Median household income

$110,443

ACS 2024 5-year

Median home value

$326,200

ACS 2024 5-year

Safety score

99/100

FBI CDE

Weather

Typical range

Open-Meteo

Buying in Ofallon? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

99/100

FBI CDE

Exceptionally safe for families — 74% below average vs. national FBI data, 2023–2024

Excellent

Noise Level

48 dB — Moderate

Open-Meteo

Peak traffic: Moderate · Nighttime baseline 38 dB

Moderate — Suburban

Environmental / Air Quality

AQI 88 — Moderate

Open-Meteo

Higher dust and allergen load in dry months — check local air alerts

Caution / Elevated Hazard Index

Neighborhood guide

Living in Ofallon MO

Ofallon offers above-average safety (99/100). Rent runs $1,443/month and median income sits at $110,443.

Ofallon has about 93,801 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Ofallon MO Safe?

Ofallon MO scores 99/100 on safety (well above average). Crime is about 74% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 26 (100 = avg); violent crime index 20; property crime index 31. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Ofallon MO

School quality varies by neighborhood in Ofallon. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Ofallon MO

Typical rent in Ofallon is about $1,443/month (moderate). At $1,443/month for a typical unit, you need about $51,948+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $326,200.

Median household income is $110,443, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($110,443) clears the $51,948 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Ofallon MO

Temperature data is thin in this report. Pull a 12-month normals chart for Ofallon and price summer AC or winter heat before you sign.

Who Should Move to Ofallon MO?

Who tends to thrive in Ofallon: (1) Households that want quieter streets (safety sits at 99/100) (2) Tech and finance workers (the job market is real and local pay near $110,443 helps carry housing costs) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 99/100) (4) Households earning $51,948+ who can clear the 3× rent rule at $1,443/month

Who should look elsewhere: (1) Households expecting top marks on rent and safety at once (Ofallon does not clear every bar) (2) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $51,948 household income for $1,443/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Ofallon holds up well on the core metrics we publish. Safety at 99/100 makes it a reasonable choice for households who can manage $1,443/month rent. Verify school ratings for your target ZIP separately.

Quick checklist before you sign in Ofallon, MO: confirm your income clears ~$51,948 for $1,443/month rent; check the safety score (99/100) against your risk tolerance; verify school ratings for your target ZIP on GreatSchools.org; and price summer/winter utilities for this climate.

Next steps

Tools for your move

Quotes and listings for Ofallon when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Ofallon.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,255

Mortgage + tax + insurance + HOA

Annual property tax

$4,730

Annual est. $5,580

Est. monthly utilities

$727

Climate-adjusted electric, gas & water

Median home price

$326,200

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$293k
2022
$301k
2023
$309k
2024
$318k
2025
$326k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$812/mo vs buying
$1,443ACS 2024 5-year
Rent
$2,255
Buy

Mortgage

$1,649

Property tax

$394

Insurance

$117

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,329/yr

2024

1.37%

$4,458/yr

2025

1.41%

$4,592/yr

2026

1.45%

$4,730/yr

Buying in Ofallon? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

X

moderate exposure

Wildfire hazard index

92 (100 = avg)

moderate exposure

Est. annual homeowners insurance

$1,398/yr

moderate exposure
Wind hazard index88 (100 = avg)
Tornado index115
Earthquake index42
Insurance trendFlood zone: X

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,398.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Ofallon to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo