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Cary, NC

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US location · verified

Neighborhood intelligence

Your Cary relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Cary.

Median rent

$1,738/mo

ACS 2024 5-year

Median household income

$134,905

ACS 2024 5-year

Median home value

$580,200

ACS 2024 5-year

Safety score

85/100

FBI CDE

Weather

67°F (H 76° / L 58°)

Open-Meteo

Buying in Cary? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

85/100

FBI CDE

Exceptionally safe for families — 56% below average vs. national FBI data, 2023–2024

Excellent

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 67°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 52 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Cary NC

Cary offers above-average safety (85/100). Rent runs $1,738/month and median income sits at $134,905.

Cary has about 179,306 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Cary NC Safe?

Cary NC scores 85/100 on safety (well above average). Crime is about 56% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 44 (100 = avg); violent crime index 23; property crime index 65. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Cary NC

School quality varies by neighborhood in Cary. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Cary NC

Typical rent in Cary is about $1,738/month (on the high side). At $1,738/month for a typical unit, you need about $62,568+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $580,200.

Median household income is $134,905, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($134,905) clears the $62,568 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Cary NC

Average temperature is about 67°F (highs near 76°F, lows near 58°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Cary NC?

Who tends to thrive in Cary: (1) Households that want quieter streets (safety sits at 85/100) (2) Tech and finance workers (the job market is real and local pay near $134,905 helps carry housing costs) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 85/100) (4) Households earning $62,568+ who can clear the 3× rent rule at $1,738/month

Who should look elsewhere: (1) Anyone stretching past 40% of take-home on housing at $1,738/month (2) Households expecting top marks on rent and safety at once (Cary does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $62,568 household income for $1,738/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Cary holds up well on the core metrics we publish. Safety at 85/100 makes it a reasonable choice for households who can manage $1,738/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Cary when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Cary.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,937

Mortgage + tax + insurance + HOA

Annual property tax

$8,413

Annual est. $5,580

Est. monthly utilities

$1,087

Climate-adjusted electric, gas & water

Median home price

$580,200

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$522k
2022
$536k
2023
$550k
2024
$565k
2025
$580k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,199/mo vs buying
$1,738ACS 2024 5-year
Rent
$3,937
Buy

Mortgage

$2,934

Property tax

$701

Insurance

$207

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$7,699/yr

2024

1.37%

$7,930/yr

2025

1.41%

$8,168/yr

2026

1.45%

$8,413/yr

Buying in Cary? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

57 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,487/yr

moderate exposure
Wind hazard index52 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 67°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,487.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Cary to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo