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Lakewood, NJ

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US location · verified

Neighborhood intelligence

Your Lakewood relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Lakewood.

Median rent

$1,718/mo

ACS 2024 5-year

Median household income

$56,968

ACS 2024 5-year

Median home value

$715,500

ACS 2024 5-year

Safety score

90/100

FBI CDE

Weather

62°F (H 69° / L 55°)

Open-Meteo

Buying in Lakewood? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

90/100

FBI CDE

Exceptionally safe for families — 63% below average vs. national FBI data, 2023–2024

Excellent

Noise Level

42 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 62°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 58 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Lakewood NJ

Lakewood offers above-average safety (90/100). Rent runs $1,718/month and median income sits at $56,968.

Lakewood has about 69,585 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Lakewood NJ Safe?

Lakewood NJ scores 90/100 on safety (well above average). Crime is about 63% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 37 (100 = avg); violent crime index 41; property crime index 32. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Lakewood NJ

School quality varies by neighborhood in Lakewood. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Lakewood NJ

Typical rent in Lakewood is about $1,718/month (on the high side). At $1,718/month for a typical unit, you need about $61,848+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $715,500.

Median household income is $56,968, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($56,968) sits below the $61,848 comfort line for that rent. Many households will feel stretched.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Lakewood NJ

Average temperature is about 62°F (highs near 69°F, lows near 55°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Lakewood NJ?

Who tends to thrive in Lakewood: (1) Households that want quieter streets (safety sits at 90/100) (2) People relocating for a job who can pick a safer ZIP (citywide safety is 90/100) (3) Households earning $61,848+ who can clear the 3× rent rule at $1,718/month (4) Movers with a locked job offer in Lakewood who already priced rent and commute

Who should look elsewhere: (1) Anyone stretching past 40% of take-home on housing at $1,718/month (2) Households expecting top marks on rent and safety at once (Lakewood does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $61,848 household income for $1,718/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Lakewood holds up well on the core metrics we publish. Safety at 90/100 makes it a reasonable choice for households who can manage $1,718/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Lakewood when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Lakewood.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,833

Mortgage + tax + insurance + HOA

Annual property tax

$10,375

Annual est. $5,580

Est. monthly utilities

$1,340

Climate-adjusted electric, gas & water

Median home price

$715,500

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$643k
2022
$661k
2023
$678k
2024
$697k
2025
$716k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$3,115/mo vs buying
$1,718ACS 2024 5-year
Rent
$4,833
Buy

Mortgage

$3,618

Property tax

$865

Insurance

$256

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$9,495/yr

2024

1.37%

$9,779/yr

2025

1.41%

$10,073/yr

2026

1.45%

$10,375/yr

Buying in Lakewood? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

57 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,066/yr

elevated exposure
Wind hazard index58 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 62°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,066.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Lakewood to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo