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Reading, PA

Report status

US location · verified

Neighborhood intelligence

Your Reading relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Reading.

Median rent

$1,067/mo

ACS 2024 5-year

Median household income

$44,091

ACS 2024 5-year

Median home value

$121,300

ACS 2024 5-year

Safety score

62/100

FBI CDE

Weather

59°F (H 67° / L 51°)

Open-Meteo

Buying in Reading? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

62/100

FBI CDE

Typical urban safety profile — 6% below average FBI data, 2023–2024

Good

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 59°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 49 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Reading PA

Reading is one of the more affordable options in its region at $1,067/month typical rent. Safety scores 62/100.

Reading has about 95,242 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Reading PA Safe?

Reading PA scores 62/100 on safety (below average). Crime is about 6% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 94 (100 = avg); violent crime index 106; property crime index 81. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Reading PA

School quality varies by neighborhood in Reading. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Reading PA

Typical rent in Reading is about $1,067/month (affordable). At $1,067/month for a typical unit, you need about $38,412+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $121,300.

Median household income is $44,091, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($44,091) clears the $38,412 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Reading PA

Average temperature is about 59°F (highs near 67°F, lows near 51°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Reading PA?

Who tends to thrive in Reading: (1) Renters who want $1,067/month housing without coastal prices (comfort income is about $38,412) (2) Households earning $38,412+ who can clear the 3× rent rule at $1,067/month (3) Movers with a locked job offer in Reading who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 62/100) (2) Households expecting top marks on rent and safety at once (Reading does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $38,412 household income for $1,067/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Reading holds up well on the core metrics we publish. Safety at 62/100 makes it a reasonable choice for households who can manage $1,067/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Reading when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Reading.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$898

Mortgage + tax + insurance + HOA

Annual property tax

$1,759

Annual est. $5,580

Est. monthly utilities

$212

Climate-adjusted electric, gas & water

Median home price

$121,300

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$109k
2022
$112k
2023
$115k
2024
$118k
2025
$121k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Buying saves ~$169/mo vs renting
$1,067ACS 2024 5-year
Rent
$898
Buy

Mortgage

$613

Property tax

$147

Insurance

$43

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$1,610/yr

2024

1.37%

$1,658/yr

2025

1.41%

$1,708/yr

2026

1.45%

$1,759/yr

Buying in Reading? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

42 (100 = avg)

low exposure

Est. annual homeowners insurance

$520/yr

moderate exposure
Wind hazard index49 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 59°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $520.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Reading to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo