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Racine, WI

Report status

US location · verified

Neighborhood intelligence

Your Racine relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Racine.

Median rent

$1,033/mo

ACS 2024 5-year

Median household income

$57,740

ACS 2024 5-year

Median home value

$166,500

ACS 2024 5-year

Safety score

64/100

FBI CDE

Weather

Typical range

Open-Meteo

Buying in Racine? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

64/100

FBI CDE

Typical urban safety profile — 13% below average FBI data, 2023–2024

Good

Noise Level

48 dB — Moderate

Open-Meteo

Peak traffic: Moderate · Nighttime baseline 38 dB

Moderate — Suburban

Environmental / Air Quality

AQI 88 — Moderate

Open-Meteo

Higher dust and allergen load in dry months — check local air alerts

Caution / Elevated Hazard Index

Neighborhood guide

Living in Racine WI

Racine is one of the more affordable options in its region at $1,033/month typical rent. Safety scores 64/100.

Racine has about 77,633 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Racine WI Safe?

Racine WI scores 64/100 on safety (below average). Crime is about 13% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 87 (100 = avg); violent crime index 112; property crime index 61. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Racine WI

School quality varies by neighborhood in Racine. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Racine WI

Typical rent in Racine is about $1,033/month (affordable). At $1,033/month for a typical unit, you need about $37,188+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $166,500.

Median household income is $57,740, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($57,740) clears the $37,188 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Racine WI

Temperature data is thin in this report. Pull a 12-month normals chart for Racine and price summer AC or winter heat before you sign.

Who Should Move to Racine WI?

Who tends to thrive in Racine: (1) Renters who want $1,033/month housing without coastal prices (comfort income is about $37,188) (2) Households earning $37,188+ who can clear the 3× rent rule at $1,033/month (3) Movers with a locked job offer in Racine who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 64/100) (2) Households expecting top marks on rent and safety at once (Racine does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $37,188 household income for $1,033/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Racine holds up well on the core metrics we publish. Safety at 64/100 makes it a reasonable choice for households who can manage $1,033/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Racine when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Racine.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,198

Mortgage + tax + insurance + HOA

Annual property tax

$2,414

Annual est. $5,580

Est. monthly utilities

$371

Climate-adjusted electric, gas & water

Median home price

$166,500

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$150k
2022
$154k
2023
$158k
2024
$162k
2025
$167k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$165/mo vs buying
$1,033ACS 2024 5-year
Rent
$1,198
Buy

Mortgage

$842

Property tax

$201

Insurance

$60

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,209/yr

2024

1.37%

$2,275/yr

2025

1.41%

$2,344/yr

2026

1.45%

$2,414/yr

Buying in Racine? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

X

moderate exposure

Wildfire hazard index

92 (100 = avg)

moderate exposure

Est. annual homeowners insurance

$714/yr

moderate exposure
Wind hazard index88 (100 = avg)
Tornado index115
Earthquake index42
Insurance trendFlood zone: X

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $714.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Racine to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo