Safety & Crime Index
62/100
FBI CDE
Typical urban safety profile — 5% below average FBI data, 2023–2024
Good
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Lynchburg.
Median rent
$1,073/mo
ACS 2024 5-year
HUD 2-bedroom FMR $1,117/mo
Median household income
$57,947
ACS 2024 5-year
Median home value
$229,800
ACS 2024 5-year
Safety score
62/100
FBI CDE
Weather
61°F (H 71° / L 52°)
Open-Meteo
Buying in Lynchburg? Check current mortgage rates early — before you fall in love with a ZIP.
62/100
FBI CDE
Typical urban safety profile — 5% below average FBI data, 2023–2024
Good
38 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 61°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 42 (100 = avg)
Good / Low Pollen
Neighborhood guide
Lynchburg is one of the more affordable options in its region at $1,073/month typical rent. Safety scores 62/100.
Lynchburg has about 79,497 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Lynchburg VA scores 62/100 on safety (below average). Crime is about 5% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.
Detail: overall crime index 95 (100 = avg); violent crime index 92; property crime index 97. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Lynchburg. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Lynchburg is about $1,073/month (affordable). At $1,073/month for a typical unit, you need about $38,628+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $229,800.
Median household income is $57,947, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($57,947) clears the $38,628 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 61°F (highs near 71°F, lows near 52°F).
You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.
Who tends to thrive in Lynchburg: (1) Renters who want $1,073/month housing without coastal prices (comfort income is about $38,628) (2) Households earning $38,628+ who can clear the 3× rent rule at $1,073/month (3) Movers with a locked job offer in Lynchburg who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 62/100) (2) Households expecting top marks on rent and safety at once (Lynchburg does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing
Income sniff test: clear about $38,628 household income for $1,073/month rent. Under that, pick a cheaper ZIP or a different city.
Lynchburg holds up well on the core metrics we publish. Safety at 62/100 makes it a reasonable choice for households who can manage $1,073/month rent. Verify school ratings for your target ZIP separately.
Next steps
Quotes and listings for Lynchburg when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Lynchburg.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$1,617
Mortgage + tax + insurance + HOA
Annual property tax
$3,332
Annual est. $5,580
Est. monthly utilities
$402
Climate-adjusted electric, gas & water
Median home price
$229,800
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,162
Property tax
$278
Insurance
$82
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$3,049/yr
2024
1.37%
$3,141/yr
2025
1.41%
$3,235/yr
2026
1.45%
$3,332/yr
Buying in Lynchburg? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
42 (100 = avg)
low exposureEst. annual homeowners insurance
$985/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $985.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Lynchburg to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo