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Murfreesboro, TN

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US location · verified

Neighborhood intelligence

Your Murfreesboro relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Murfreesboro.

Median rent

$1,481/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,798/mo

Median household income

$80,108

ACS 2024 5-year

Median home value

$402,100

ACS 2024 5-year

Safety score

56/100

FBI CDE

Weather

67°F (H 79° / L 56°)

Open-Meteo

Buying in Murfreesboro? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

56/100

FBI CDE

Typical urban safety profile — 15% above average FBI data, 2023–2024

Good

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 67°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 49 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Murfreesboro TN

Murfreesboro is one of the more affordable options in its region at $1,481/month typical rent. Safety scores 56/100.

Murfreesboro has about 161,445 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Murfreesboro TN Safe?

Murfreesboro TN scores 56/100 on safety (below average). Crime is about 15% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 115 (100 = avg); violent crime index 119; property crime index 111. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Murfreesboro TN

School quality varies by neighborhood in Murfreesboro. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Murfreesboro TN

Typical rent in Murfreesboro is about $1,481/month (moderate). At $1,481/month for a typical unit, you need about $53,316+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $402,100.

Median household income is $80,108, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($80,108) clears the $53,316 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Murfreesboro TN

Average temperature is about 67°F (highs near 79°F, lows near 56°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Murfreesboro TN?

Who tends to thrive in Murfreesboro: (1) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (2) Households earning $53,316+ who can clear the 3× rent rule at $1,481/month (3) Movers with a locked job offer in Murfreesboro who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 56/100) (2) Households expecting top marks on rent and safety at once (Murfreesboro does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $53,316 household income for $1,481/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Murfreesboro scores 56/100 on safety with $1,481/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Murfreesboro when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Murfreesboro.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,758

Mortgage + tax + insurance + HOA

Annual property tax

$5,830

Annual est. $5,580

Est. monthly utilities

$770

Climate-adjusted electric, gas & water

Median home price

$402,100

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$362k
2022
$371k
2023
$381k
2024
$392k
2025
$402k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,277/mo vs buying
$1,481ACS 2024 5-year
Rent
$2,758
Buy

Mortgage

$2,033

Property tax

$486

Insurance

$144

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$5,335/yr

2024

1.37%

$5,495/yr

2025

1.41%

$5,660/yr

2026

1.45%

$5,830/yr

Buying in Murfreesboro? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

62 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,723/yr

moderate exposure
Wind hazard index49 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 67°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,723.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Murfreesboro to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo