Safety & Crime Index
72/100
FBI CDE
Above-average peace of mind — 32% below average FBI data, 2023–2024
Above Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Mcallen.
Median rent
$1,049/mo
ACS 2024 5-year
Median household income
$61,579
ACS 2024 5-year
Median home value
$190,400
ACS 2024 5-year
Safety score
72/100
FBI CDE
Weather
84°F (H 91° / L 77°)
Open-Meteo
Buying in Mcallen? Check current mortgage rates early — before you fall in love with a ZIP.
72/100
FBI CDE
Above-average peace of mind — 32% below average FBI data, 2023–2024
Above Average
48 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 84°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 80 (100 = avg)
Good / Low Pollen
Neighborhood guide
Mcallen offers above-average safety (72/100). Rent runs $1,049/month and median income sits at $61,579.
Mcallen has about 145,385 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Mcallen TX scores 72/100 on safety (about average). Crime is about 32% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.
Detail: overall crime index 68 (100 = avg); violent crime index 39; property crime index 97. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Mcallen. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Mcallen is about $1,049/month (affordable). At $1,049/month for a typical unit, you need about $37,764+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $190,400.
Median household income is $61,579, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($61,579) clears the $37,764 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 84°F (highs near 91°F, lows near 77°F).
Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.
Who tends to thrive in Mcallen: (1) Renters who want $1,049/month housing without coastal prices (comfort income is about $37,764) (2) People who genuinely love heat and do not mind living indoors June through September (highs near 91°F) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 72/100) (4) Households earning $37,764+ who can clear the 3× rent rule at $1,049/month
Who should look elsewhere: (1) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 91°F) (2) Households expecting top marks on rent and safety at once (Mcallen does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing
Income sniff test: clear about $37,764 household income for $1,049/month rent. Under that, pick a cheaper ZIP or a different city.
Mcallen holds up well on the core metrics we publish. Safety at 72/100 makes it a reasonable choice for households who can manage $1,049/month rent. Verify school ratings for your target ZIP separately.
Next steps
Quotes and listings for Mcallen when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Mcallen.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$1,356
Mortgage + tax + insurance + HOA
Annual property tax
$2,761
Annual est. $5,580
Est. monthly utilities
$416
Climate-adjusted electric, gas & water
Median home price
$190,400
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$963
Property tax
$230
Insurance
$68
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$2,527/yr
2024
1.37%
$2,603/yr
2025
1.41%
$2,681/yr
2026
1.45%
$2,761/yr
Buying in Mcallen? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
95 (100 = avg)
moderate exposureEst. annual homeowners insurance
$816/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $816.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Mcallen to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo