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Layton, UT

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US location · verified

Neighborhood intelligence

Your Layton relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Layton.

Median rent

$1,538/mo

ACS 2024 5-year

Median household income

$102,480

ACS 2024 5-year

Median home value

$477,700

ACS 2024 5-year

Safety score

78/100

FBI CDE

Weather

68°F (H 78° / L 58°)

Open-Meteo

Buying in Layton? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

78/100

FBI CDE

Above-average peace of mind — 45% below average FBI data, 2023–2024

Above Average

Noise Level

38 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 68°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 61 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Layton UT

Layton offers above-average safety (78/100). Rent runs $1,538/month and median income sits at $102,480.

Layton has about 83,286 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Layton UT Safe?

Layton UT scores 78/100 on safety (above average). Crime is about 45% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 55 (100 = avg); violent crime index 35; property crime index 74. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Layton UT

School quality varies by neighborhood in Layton. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Layton UT

Typical rent in Layton is about $1,538/month (moderate). At $1,538/month for a typical unit, you need about $55,368+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $477,700.

Median household income is $102,480, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($102,480) clears the $55,368 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Layton UT

Average temperature is about 68°F (highs near 78°F, lows near 58°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Layton UT?

Who tends to thrive in Layton: (1) Households that want quieter streets (safety sits at 78/100) (2) Tech and finance workers (the job market is real and local pay near $102,480 helps carry housing costs) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 78/100) (4) Households earning $55,368+ who can clear the 3× rent rule at $1,538/month

Who should look elsewhere: (1) Households expecting top marks on rent and safety at once (Layton does not clear every bar) (2) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $55,368 household income for $1,538/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Layton holds up well on the core metrics we publish. Safety at 78/100 makes it a reasonable choice for households who can manage $1,538/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Layton when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Layton.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,258

Mortgage + tax + insurance + HOA

Annual property tax

$6,927

Annual est. $5,580

Est. monthly utilities

$757

Climate-adjusted electric, gas & water

Median home price

$477,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$430k
2022
$441k
2023
$453k
2024
$465k
2025
$478k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,720/mo vs buying
$1,538ACS 2024 5-year
Rent
$3,258
Buy

Mortgage

$2,416

Property tax

$577

Insurance

$171

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,339/yr

2024

1.37%

$6,529/yr

2025

1.41%

$6,725/yr

2026

1.45%

$6,927/yr

Buying in Layton? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

22 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,047/yr

moderate exposure
Wind hazard index61 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 68°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,047.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Layton to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo