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Norfolk, VA

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US location · verified

Neighborhood intelligence

Your Norfolk relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Norfolk.

Median rent

$1,321/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,667/mo

Median household income

$66,109

ACS 2024 5-year

Median home value

$289,900

ACS 2024 5-year

Safety score

45/100

FBI CDE

Weather

68°F (H 74° / L 62°)

Open-Meteo

Buying in Norfolk? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

45/100

FBI CDE

Worth extra due diligence — 65% above average FBI data, 2023–2024

Average

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 68°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 64 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Norfolk VA

Norfolk is one of the more affordable options in its region at $1,321/month typical rent. Safety scores 45/100.

Norfolk has about 233,596 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Norfolk VA Safe?

Norfolk VA scores 45/100 on safety (well below average). Crime is about 65% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 165 (100 = avg); violent crime index 135; property crime index 195. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Norfolk VA

School quality varies by neighborhood in Norfolk. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Norfolk VA

Typical rent in Norfolk is about $1,321/month (moderate). At $1,321/month for a typical unit, you need about $47,556+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $289,900.

Median household income is $66,109, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($66,109) clears the $47,556 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Norfolk VA

Average temperature is about 68°F (highs near 74°F, lows near 62°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Norfolk VA?

Who tends to thrive in Norfolk: (1) Renters who want $1,321/month housing without coastal prices (comfort income is about $47,556) (2) Households earning $47,556+ who can clear the 3× rent rule at $1,321/month (3) Movers with a locked job offer in Norfolk who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 45/100) (2) Households expecting top marks on rent and safety at once (Norfolk does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $47,556 household income for $1,321/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Norfolk scores 45/100 on safety with $1,321/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Norfolk when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Norfolk.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,015

Mortgage + tax + insurance + HOA

Annual property tax

$4,204

Annual est. $5,580

Est. monthly utilities

$507

Climate-adjusted electric, gas & water

Median home price

$289,900

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$261k
2022
$268k
2023
$275k
2024
$282k
2025
$290k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$694/mo vs buying
$1,321ACS 2024 5-year
Rent
$2,015
Buy

Mortgage

$1,466

Property tax

$350

Insurance

$104

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,847/yr

2024

1.37%

$3,963/yr

2025

1.41%

$4,082/yr

2026

1.45%

$4,204/yr

Buying in Norfolk? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

42 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,242/yr

moderate exposure
Wind hazard index64 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 68°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,242.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Norfolk to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo