Safety & Crime Index
47/100
FBI CDE
Worth extra due diligence — 54% above average FBI data, 2023–2024
Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Wilmington.
Median rent
$1,395/mo
ACS 2024 5-year
HUD 2-bedroom FMR $1,705/mo
Median household income
$66,738
ACS 2024 5-year
Median home value
$383,800
ACS 2024 5-year
Safety score
47/100
FBI CDE
Weather
70°F (H 77° / L 62°)
Open-Meteo
Buying in Wilmington? Check current mortgage rates early — before you fall in love with a ZIP.
47/100
FBI CDE
Worth extra due diligence — 54% above average FBI data, 2023–2024
Average
42 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 70°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 52 (100 = avg)
Good / Low Pollen
Neighborhood guide
Wilmington is one of the more affordable options in its region at $1,395/month typical rent. Safety scores 47/100.
Wilmington has about 120,805 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Wilmington NC scores 47/100 on safety (well below average). Crime is about 54% above the national average. Research block-level crime data and visit after dark before you commit.
Detail: overall crime index 154 (100 = avg); violent crime index 128; property crime index 180. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Wilmington. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Wilmington is about $1,395/month (moderate). At $1,395/month for a typical unit, you need about $50,220+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $383,800.
Median household income is $66,738, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($66,738) clears the $50,220 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 70°F (highs near 77°F, lows near 62°F).
You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.
Who tends to thrive in Wilmington: (1) Renters who want $1,395/month housing without coastal prices (comfort income is about $50,220) (2) Households earning $50,220+ who can clear the 3× rent rule at $1,395/month (3) Movers with a locked job offer in Wilmington who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 47/100) (2) Households expecting top marks on rent and safety at once (Wilmington does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing
Income sniff test: clear about $50,220 household income for $1,395/month rent. Under that, pick a cheaper ZIP or a different city.
Wilmington scores 47/100 on safety with $1,395/month typical rent. Run the numbers against your income before committing.
Next steps
Quotes and listings for Wilmington when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Wilmington.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$2,637
Mortgage + tax + insurance + HOA
Annual property tax
$5,565
Annual est. $5,580
Est. monthly utilities
$744
Climate-adjusted electric, gas & water
Median home price
$383,800
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,941
Property tax
$464
Insurance
$137
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$5,093/yr
2024
1.37%
$5,246/yr
2025
1.41%
$5,403/yr
2026
1.45%
$5,565/yr
Buying in Wilmington? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
65 (100 = avg)
low exposureEst. annual homeowners insurance
$1,645/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,645.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Wilmington to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo