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Eugene, OR

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Neighborhood intelligence

Your Eugene relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Eugene.

Median rent

$1,402/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,546/mo

Median household income

$66,562

ACS 2024 5-year

Median home value

$460,400

ACS 2024 5-year

Safety score

52/100

FBI CDE

Weather

58°F (H 73° / L 43°)

Open-Meteo

Buying in Eugene? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

52/100

FBI CDE

Worth extra due diligence — 29% above average FBI data, 2023–2024

Average

Noise Level

36 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 58°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 37 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Eugene OR

Eugene is one of the more affordable options in its region at $1,402/month typical rent. Safety scores 52/100.

Eugene has about 179,591 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Eugene OR Safe?

Eugene OR scores 52/100 on safety (well below average). Crime is about 29% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 129 (100 = avg); violent crime index 89; property crime index 169. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Eugene OR

School quality varies by neighborhood in Eugene. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Eugene OR

Typical rent in Eugene is about $1,402/month (moderate). At $1,402/month for a typical unit, you need about $50,472+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $460,400.

Median household income is $66,562, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($66,562) clears the $50,472 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Eugene OR

Average temperature is about 58°F (highs near 73°F, lows near 43°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Eugene OR?

Who tends to thrive in Eugene: (1) Households earning $50,472+ who can clear the 3× rent rule at $1,402/month (2) Movers with a locked job offer in Eugene who already priced rent and commute (3) Buyers comparing mid-size metros who will tour multiple ZIPs before signing (4) People who will visit on a weekday and a weekend before committing (not just a long weekend)

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 52/100) (2) Households expecting top marks on rent and safety at once (Eugene does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $50,472 household income for $1,402/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Eugene scores 52/100 on safety with $1,402/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Eugene when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Eugene.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,144

Mortgage + tax + insurance + HOA

Annual property tax

$6,676

Annual est. $5,580

Est. monthly utilities

$722

Climate-adjusted electric, gas & water

Median home price

$460,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$414k
2022
$425k
2023
$437k
2024
$448k
2025
$460k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,742/mo vs buying
$1,402ACS 2024 5-year
Rent
$3,144
Buy

Mortgage

$2,328

Property tax

$556

Insurance

$164

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,109/yr

2024

1.37%

$6,293/yr

2025

1.41%

$6,482/yr

2026

1.45%

$6,676/yr

Buying in Eugene? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,973/yr

moderate exposure
Wind hazard index37 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 58°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,973.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Eugene to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo