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Worcester, MA

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US location · verified

Neighborhood intelligence

Your Worcester relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Worcester.

Median rent

$1,487/mo

ACS 2024 5-year

HUD 2-bedroom FMR $2,043/mo

Median household income

$70,102

ACS 2024 5-year

Median home value

$374,400

ACS 2024 5-year

Safety score

52/100

FBI CDE

Weather

55°F (H 63° / L 46°)

Open-Meteo

Buying in Worcester? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

52/100

FBI CDE

Worth extra due diligence — 30% above average FBI data, 2023–2024

Average

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 55°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 57 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Worcester MA

Worcester is one of the more affordable options in its region at $1,487/month typical rent. Safety scores 52/100.

Worcester has about 207,055 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Worcester MA Safe?

Worcester MA scores 52/100 on safety (well below average). Crime is about 30% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 130 (100 = avg); violent crime index 178; property crime index 82. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Worcester MA

School quality varies by neighborhood in Worcester. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Worcester MA

Typical rent in Worcester is about $1,487/month (moderate). At $1,487/month for a typical unit, you need about $53,532+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $374,400.

Median household income is $70,102, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($70,102) clears the $53,532 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Worcester MA

Average temperature is about 55°F (highs near 63°F, lows near 46°F).

Cooler months cut into patio season; plan indoor hobbies for part of the year. Heating will show up on winter bills more than AC does in summer. If you visit, go in January. That is when the cold is honest.

Who Should Move to Worcester MA?

Who tends to thrive in Worcester: (1) Households earning $53,532+ who can clear the 3× rent rule at $1,487/month (2) Movers with a locked job offer in Worcester who already priced rent and commute (3) Buyers comparing mid-size metros who will tour multiple ZIPs before signing (4) People who will visit on a weekday and a weekend before committing (not just a long weekend)

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 52/100) (2) Households expecting top marks on rent and safety at once (Worcester does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $53,532 household income for $1,487/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Worcester scores 52/100 on safety with $1,487/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Worcester when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Worcester.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,574

Mortgage + tax + insurance + HOA

Annual property tax

$5,429

Annual est. $5,580

Est. monthly utilities

$680

Climate-adjusted electric, gas & water

Median home price

$374,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$337k
2022
$346k
2023
$355k
2024
$365k
2025
$374k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,087/mo vs buying
$1,487ACS 2024 5-year
Rent
$2,574
Buy

Mortgage

$1,893

Property tax

$452

Insurance

$134

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,968/yr

2024

1.37%

$5,117/yr

2025

1.41%

$5,271/yr

2026

1.45%

$5,429/yr

Buying in Worcester? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

50 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,605/yr

moderate exposure
Wind hazard index57 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 55°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,605.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Worcester to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo