Safety & Crime Index
39/100
FBI CDE
Worth extra due diligence — 97% above average FBI data, 2020
Below Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Melbourne.
Median rent
$1,525/mo
ACS 2024 5-year
HUD 2-bedroom FMR $1,779/mo
Median household income
$66,991
ACS 2024 5-year
Median home value
$306,400
ACS 2024 5-year
Safety score
39/100
FBI CDE
Weather
78°F (H 84° / L 72°)
Open-Meteo
Buying in Melbourne? Check current mortgage rates early — before you fall in love with a ZIP.
39/100
FBI CDE
Worth extra due diligence — 97% above average FBI data, 2020
Below Average
47 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 78°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 61 (100 = avg)
Good / Low Pollen
Neighborhood guide
Melbourne has genuinely comfortable weather: 78°F average with 84°F highs. Combined with $1,525/month rent and 39/100 safety, it makes a strong case for the right mover.
Melbourne has about 86,576 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Melbourne FL scores 39/100 on safety (well below average). Crime is about 97% above the national average. Research block-level crime data and visit after dark before you commit.
Detail: overall crime index 197 (100 = avg); violent crime index 238; property crime index 155. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Melbourne. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Melbourne is about $1,525/month (moderate). At $1,525/month for a typical unit, you need about $54,900+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $306,400.
Median household income is $66,991, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($66,991) clears the $54,900 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 78°F (highs near 84°F, lows near 72°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Melbourne: (1) Households earning $54,900+ who can clear the 3× rent rule at $1,525/month (2) Movers with a locked job offer in Melbourne who already priced rent and commute (3) Buyers comparing mid-size metros who will tour multiple ZIPs before signing (4) People who will visit on a weekday and a weekend before committing (not just a long weekend)
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 39/100) (2) Households expecting top marks on rent and safety at once (Melbourne does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing
Income sniff test: clear about $54,900 household income for $1,525/month rent. Under that, pick a cheaper ZIP or a different city.
Moving to Melbourne requires serious research first. Safety scores 39/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.
Next steps
Quotes and listings for Melbourne when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Melbourne.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$2,124
Mortgage + tax + insurance + HOA
Annual property tax
$4,443
Annual est. $5,580
Est. monthly utilities
$703
Climate-adjusted electric, gas & water
Median home price
$306,400
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,549
Property tax
$370
Insurance
$109
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$4,066/yr
2024
1.37%
$4,188/yr
2025
1.41%
$4,314/yr
2026
1.45%
$4,443/yr
Buying in Melbourne? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
108 (100 = avg)
moderate exposureEst. annual homeowners insurance
$1,313/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,313.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Melbourne to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo