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Flagstaff, AZ

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Neighborhood intelligence

Your Flagstaff relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Flagstaff.

Median rent

$1,645/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,729/mo

Median household income

$71,512

ACS 2024 5-year

Median home value

$552,900

ACS 2024 5-year

Safety score

56/100

FBI CDE

Weather

57°F (H 66° / L 48°)

Open-Meteo

Buying in Flagstaff? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

56/100

FBI CDE

Typical urban safety profile — 15% above average FBI data, 2023–2024

Good

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 57°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 61 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Flagstaff AZ

Flagstaff posts 56/100 on safety against $1,645/month typical rent. Here is what the numbers actually mean.

Flagstaff has about 76,445 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Flagstaff AZ Safe?

Flagstaff AZ scores 56/100 on safety (below average). Crime is about 15% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 115 (100 = avg); violent crime index 114; property crime index 115. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Flagstaff AZ

School quality varies by neighborhood in Flagstaff. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Flagstaff AZ

Typical rent in Flagstaff is about $1,645/month (on the high side). At $1,645/month for a typical unit, you need about $59,220+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $552,900.

Median household income is $71,512, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($71,512) clears the $59,220 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Flagstaff AZ

Average temperature is about 57°F (highs near 66°F, lows near 48°F).

Cooler months cut into patio season; plan indoor hobbies for part of the year. Heating will show up on winter bills more than AC does in summer. If you visit, go in January. That is when the cold is honest.

Who Should Move to Flagstaff AZ?

Who tends to thrive in Flagstaff: (1) Households earning $59,220+ who can clear the 3× rent rule at $1,645/month (2) Movers with a locked job offer in Flagstaff who already priced rent and commute (3) Buyers comparing mid-size metros who will tour multiple ZIPs before signing (4) People who will visit on a weekday and a weekend before committing (not just a long weekend)

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 56/100) (2) Anyone stretching past 40% of take-home on housing at $1,645/month (3) Households expecting top marks on rent and safety at once (Flagstaff does not clear every bar)

Income sniff test: clear about $59,220 household income for $1,645/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Flagstaff scores 56/100 on safety with $1,645/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Flagstaff when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Flagstaff.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,756

Mortgage + tax + insurance + HOA

Annual property tax

$8,017

Annual est. $5,580

Est. monthly utilities

$1,013

Climate-adjusted electric, gas & water

Median home price

$552,900

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$497k
2022
$511k
2023
$524k
2024
$538k
2025
$553k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,111/mo vs buying
$1,645ACS 2024 5-year
Rent
$3,756
Buy

Mortgage

$2,796

Property tax

$668

Insurance

$198

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$7,337/yr

2024

1.37%

$7,557/yr

2025

1.41%

$7,783/yr

2026

1.45%

$8,017/yr

Buying in Flagstaff? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

52 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,370/yr

moderate exposure
Wind hazard index61 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 57°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,370.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Flagstaff to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo