Safety & Crime Index
48/100
FBI CDE
Worth extra due diligence — 48% above average FBI data, 2023–2024
Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Bellingham.
Median rent
$1,577/mo
ACS 2024 5-year
HUD 2-bedroom FMR $1,872/mo
Median household income
$66,755
ACS 2024 5-year
Median home value
$627,500
ACS 2024 5-year
Safety score
48/100
FBI CDE
Weather
56°F (H 62° / L 49°)
Open-Meteo
Buying in Bellingham? Check current mortgage rates early — before you fall in love with a ZIP.
48/100
FBI CDE
Worth extra due diligence — 48% above average FBI data, 2023–2024
Average
38 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 56°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 48 (100 = avg)
Good / Low Pollen
Neighborhood guide
Bellingham posts 48/100 on safety against $1,577/month typical rent. Here is what the numbers actually mean.
Bellingham has about 93,438 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Bellingham WA scores 48/100 on safety (well below average). Crime is about 48% above the national average. Research block-level crime data and visit after dark before you commit.
Detail: overall crime index 148 (100 = avg); violent crime index 91; property crime index 204. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Bellingham. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Bellingham is about $1,577/month (moderate). At $1,577/month for a typical unit, you need about $56,772+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $627,500.
Median household income is $66,755, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($66,755) clears the $56,772 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 56°F (highs near 62°F, lows near 49°F).
Cooler months cut into patio season; plan indoor hobbies for part of the year. Heating will show up on winter bills more than AC does in summer. If you visit, go in January. That is when the cold is honest.
Who tends to thrive in Bellingham: (1) Households earning $56,772+ who can clear the 3× rent rule at $1,577/month (2) Movers with a locked job offer in Bellingham who already priced rent and commute (3) Buyers comparing mid-size metros who will tour multiple ZIPs before signing (4) People who will visit on a weekday and a weekend before committing (not just a long weekend)
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 48/100) (2) Households expecting top marks on rent and safety at once (Bellingham does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing
Income sniff test: clear about $56,772 household income for $1,577/month rent. Under that, pick a cheaper ZIP or a different city.
Bellingham scores 48/100 on safety with $1,577/month typical rent. Run the numbers against your income before committing.
Next steps
Quotes and listings for Bellingham when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Bellingham.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$4,250
Mortgage + tax + insurance + HOA
Annual property tax
$9,099
Annual est. $5,580
Est. monthly utilities
$1,051
Climate-adjusted electric, gas & water
Median home price
$627,500
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$3,173
Property tax
$758
Insurance
$224
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$8,327/yr
2024
1.37%
$8,577/yr
2025
1.41%
$8,834/yr
2026
1.45%
$9,099/yr
Buying in Bellingham? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
33 (100 = avg)
low exposureEst. annual homeowners insurance
$2,689/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,689.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Bellingham to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo