Safety & Crime Index
50/100
FBI CDE
Worth extra due diligence — 37% above average FBI data, 2023–2024
Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Chico.
Median rent
$1,488/mo
ACS 2024 5-year
Median household income
$66,977
ACS 2024 5-year
Median home value
$468,100
ACS 2024 5-year
Safety score
50/100
FBI CDE
Weather
79°F (H 96° / L 62°)
Open-Meteo
Buying in Chico? Check current mortgage rates early — before you fall in love with a ZIP.
50/100
FBI CDE
Worth extra due diligence — 37% above average FBI data, 2023–2024
Average
36 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 79°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 43 (100 = avg)
Good / Low Pollen
Neighborhood guide
Chico is one of the more affordable options in its region at $1,488/month typical rent. Safety scores 50/100.
Chico has about 102,188 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Chico CA scores 50/100 on safety (well below average). Crime is about 37% above the national average. Research block-level crime data and visit after dark before you commit.
Detail: overall crime index 137 (100 = avg); violent crime index 175; property crime index 98. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Chico. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Chico is about $1,488/month (moderate). At $1,488/month for a typical unit, you need about $53,568+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $468,100.
Median household income is $66,977, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($66,977) clears the $53,568 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 79°F (highs near 96°F, lows near 62°F).
Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.
Who tends to thrive in Chico: (1) People who genuinely love heat and do not mind living indoors June through September (highs near 96°F) (2) Households earning $53,568+ who can clear the 3× rent rule at $1,488/month (3) Movers with a locked job offer in Chico who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 50/100) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 96°F) (3) Households expecting top marks on rent and safety at once (Chico does not clear every bar)
Income sniff test: clear about $53,568 household income for $1,488/month rent. Under that, pick a cheaper ZIP or a different city.
Chico scores 50/100 on safety with $1,488/month typical rent. Run the numbers against your income before committing.
Next steps
Quotes and listings for Chico when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Chico.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$3,195
Mortgage + tax + insurance + HOA
Annual property tax
$6,787
Annual est. $5,580
Est. monthly utilities
$734
Climate-adjusted electric, gas & water
Median home price
$468,100
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$2,367
Property tax
$566
Insurance
$167
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$6,211/yr
2024
1.37%
$6,397/yr
2025
1.41%
$6,589/yr
2026
1.45%
$6,787/yr
Buying in Chico? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$2,006/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,006.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Chico to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo