Safety & Crime Index
58/100
FBI CDE
Typical urban safety profile — 8% above average FBI data, 2023–2024
Good
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for El Monte.
Median rent
$1,736/mo
ACS 2024 5-year
HUD 2-bedroom FMR $2,964/mo
Median household income
$68,030
ACS 2024 5-year
Median home value
$644,000
ACS 2024 5-year
Safety score
58/100
FBI CDE
Weather
86°F (H 95° / L 76°)
Open-Meteo
Buying in El Monte? Check current mortgage rates early — before you fall in love with a ZIP.
58/100
FBI CDE
Typical urban safety profile — 8% above average FBI data, 2023–2024
Good
38 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 86°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 61 (100 = avg)
Good / Low Pollen
Neighborhood guide
El Monte posts 58/100 on safety against $1,736/month typical rent. Here is what the numbers actually mean.
El Monte has about 106,109 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
El Monte CA scores 58/100 on safety (below average). Crime is about 8% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.
Detail: overall crime index 108 (100 = avg); violent crime index 111; property crime index 104. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in El Monte. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in El Monte is about $1,736/month (on the high side). At $1,736/month for a typical unit, you need about $62,496+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $644,000.
Median household income is $68,030, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($68,030) clears the $62,496 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 86°F (highs near 95°F, lows near 76°F).
Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.
Who tends to thrive in El Monte: (1) People who genuinely love heat and do not mind living indoors June through September (highs near 95°F) (2) Households earning $62,496+ who can clear the 3× rent rule at $1,736/month (3) Movers with a locked job offer in El Monte who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 58/100) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 95°F) (3) Anyone stretching past 40% of take-home on housing at $1,736/month
Income sniff test: clear about $62,496 household income for $1,736/month rent. Under that, pick a cheaper ZIP or a different city.
El Monte scores 58/100 on safety with $1,736/month typical rent. Run the numbers against your income before committing.
Next steps
Quotes and listings for El Monte when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for El Monte.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$4,360
Mortgage + tax + insurance + HOA
Annual property tax
$9,338
Annual est. $5,580
Est. monthly utilities
$1,009
Climate-adjusted electric, gas & water
Median home price
$644,000
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$3,256
Property tax
$778
Insurance
$230
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$8,546/yr
2024
1.37%
$8,802/yr
2025
1.41%
$9,066/yr
2026
1.45%
$9,338/yr
Buying in El Monte? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$2,760/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,760.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from El Monte to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo