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El Monte, CA

Report status

US location · verified

Neighborhood intelligence

Your El Monte relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for El Monte.

Median rent

$1,736/mo

ACS 2024 5-year

HUD 2-bedroom FMR $2,964/mo

Median household income

$68,030

ACS 2024 5-year

Median home value

$644,000

ACS 2024 5-year

Safety score

58/100

FBI CDE

Weather

86°F (H 95° / L 76°)

Open-Meteo

Buying in El Monte? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

58/100

FBI CDE

Typical urban safety profile — 8% above average FBI data, 2023–2024

Good

Noise Level

38 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 86°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 61 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in El Monte CA

El Monte posts 58/100 on safety against $1,736/month typical rent. Here is what the numbers actually mean.

El Monte has about 106,109 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is El Monte CA Safe?

El Monte CA scores 58/100 on safety (below average). Crime is about 8% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 108 (100 = avg); violent crime index 111; property crime index 104. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in El Monte CA

School quality varies by neighborhood in El Monte. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in El Monte CA

Typical rent in El Monte is about $1,736/month (on the high side). At $1,736/month for a typical unit, you need about $62,496+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $644,000.

Median household income is $68,030, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($68,030) clears the $62,496 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in El Monte CA

Average temperature is about 86°F (highs near 95°F, lows near 76°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to El Monte CA?

Who tends to thrive in El Monte: (1) People who genuinely love heat and do not mind living indoors June through September (highs near 95°F) (2) Households earning $62,496+ who can clear the 3× rent rule at $1,736/month (3) Movers with a locked job offer in El Monte who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 58/100) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 95°F) (3) Anyone stretching past 40% of take-home on housing at $1,736/month

Income sniff test: clear about $62,496 household income for $1,736/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

El Monte scores 58/100 on safety with $1,736/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for El Monte when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for El Monte.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,360

Mortgage + tax + insurance + HOA

Annual property tax

$9,338

Annual est. $5,580

Est. monthly utilities

$1,009

Climate-adjusted electric, gas & water

Median home price

$644,000

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$579k
2022
$595k
2023
$611k
2024
$627k
2025
$644k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,624/mo vs buying
$1,736ACS 2024 5-year
Rent
$4,360
Buy

Mortgage

$3,256

Property tax

$778

Insurance

$230

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$8,546/yr

2024

1.37%

$8,802/yr

2025

1.41%

$9,066/yr

2026

1.45%

$9,338/yr

Buying in El Monte? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,760/yr

elevated exposure
Wind hazard index61 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 86°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,760.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from El Monte to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo