Safety & Crime Index
60/100
FBI CDE
Typical urban safety profile — At national average FBI data, 2023–2024
Good
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for El Cajon.
Median rent
$1,856/mo
ACS 2024 5-year
HUD 2-bedroom FMR $2,823/mo
Median household income
$67,511
ACS 2024 5-year
Median home value
$681,700
ACS 2024 5-year
Safety score
60/100
FBI CDE
Weather
84°F (H 93° / L 76°)
Open-Meteo
Buying in El Cajon? Check current mortgage rates early — before you fall in love with a ZIP.
60/100
FBI CDE
Typical urban safety profile — At national average FBI data, 2023–2024
Good
38 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 84°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 62 (100 = avg)
Good / Low Pollen
Neighborhood guide
El Cajon posts 60/100 on safety against $1,856/month typical rent. Here is what the numbers actually mean.
El Cajon has about 104,449 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
El Cajon CA scores 60/100 on safety (below average). Crime is near the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.
Detail: overall crime index 100 (100 = avg); violent crime index 120; property crime index 79. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in El Cajon. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in El Cajon is about $1,856/month (on the high side). At $1,856/month for a typical unit, you need about $66,816+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $681,700.
Median household income is $67,511, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($67,511) clears the $66,816 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 84°F (highs near 93°F, lows near 76°F).
Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.
Who tends to thrive in El Cajon: (1) Dual-income households (at $1,856/month, the rent math works much better with two salaries) (2) People who genuinely love heat and do not mind living indoors June through September (highs near 93°F) (3) Households earning $66,816+ who can clear the 3× rent rule at $1,856/month (4) Movers with a locked job offer in El Cajon who already priced rent and commute
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 60/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $1,856/month) (3) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 93°F)
Income sniff test: clear about $66,816 household income for $1,856/month rent. Under that, pick a cheaper ZIP or a different city.
El Cajon scores 60/100 on safety with $1,856/month typical rent. Run the numbers against your income before committing.
Next steps
Quotes and listings for El Cajon when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for El Cajon.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$4,609
Mortgage + tax + insurance + HOA
Annual property tax
$9,885
Annual est. $5,580
Est. monthly utilities
$1,069
Climate-adjusted electric, gas & water
Median home price
$681,700
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$3,447
Property tax
$824
Insurance
$244
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$9,046/yr
2024
1.37%
$9,318/yr
2025
1.41%
$9,597/yr
2026
1.45%
$9,885/yr
Buying in El Cajon? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$2,922/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,922.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from El Cajon to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo