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Miami Gardens, FL

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US location · verified

Neighborhood intelligence

Your Miami Gardens relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Miami Gardens.

Median rent

$1,787/mo

ACS 2024 5-year

Median household income

$63,627

ACS 2024 5-year

Median home value

$378,500

ACS 2024 5-year

Safety score

54/100

FBI CDE

Weather

84°F (H 88° / L 80°)

Open-Meteo

Buying in Miami Gardens? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

54/100

FBI CDE

Worth extra due diligence — 21% above average FBI data, 2024

Average

Noise Level

46 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 84°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 79 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Miami Gardens FL

Miami Gardens posts 54/100 on safety against $1,787/month typical rent. Here is what the numbers actually mean.

Miami Gardens has about 113,177 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Miami Gardens FL Safe?

Miami Gardens FL scores 54/100 on safety (well below average). Crime is about 21% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 121 (100 = avg); violent crime index 112; property crime index 129. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Miami Gardens FL

School quality varies by neighborhood in Miami Gardens. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Miami Gardens FL

Typical rent in Miami Gardens is about $1,787/month (on the high side). At $1,787/month for a typical unit, you need about $64,332+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $378,500.

Median household income is $63,627, property taxes run about 1.02%, and homes typically sell in around 31 days. Local median income ($63,627) sits below the $64,332 comfort line for that rent. Many households will feel stretched.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Miami Gardens FL

Average temperature is about 84°F (highs near 88°F, lows near 80°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Miami Gardens FL?

Who tends to thrive in Miami Gardens: (1) Households earning $64,332+ who can clear the 3× rent rule at $1,787/month (2) Movers with a locked job offer in Miami Gardens who already priced rent and commute (3) Buyers comparing mid-size metros who will tour multiple ZIPs before signing (4) People who will visit on a weekday and a weekend before committing (not just a long weekend)

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 54/100) (2) Anyone stretching past 40% of take-home on housing at $1,787/month (3) Households expecting top marks on rent and safety at once (Miami Gardens does not clear every bar)

Income sniff test: clear about $64,332 household income for $1,787/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Miami Gardens scores 54/100 on safety with $1,787/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Miami Gardens when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Miami Gardens.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,971

Mortgage + tax + insurance + HOA

Annual property tax

$3,861

Annual est. $6,273

Est. monthly utilities

$774

Climate-adjusted electric, gas & water

Median home price

$378,500

ACS 2024 5-year

Home price trend

5-year median sale price

+22.3% · 5 yr
$310k
2022
$325k
2023
$342k
2024
$360k
2025
$379k
2026

Modeled from +28.6% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,184/mo vs buying
$1,787ACS 2024 5-year
Rent
$2,971
Buy

Mortgage

$1,914

Property tax

$322

Insurance

$215

HOA

$520

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

0.90%

$3,533/yr

2024

0.94%

$3,639/yr

2025

0.98%

$3,749/yr

2026

1.02%

$3,861/yr

Buying in Miami Gardens? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

78 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,585/yr

elevated exposure
Wind hazard index79 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 84°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,585.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Miami Gardens to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo