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Boynton Beach, FL

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Neighborhood intelligence

Your Boynton Beach relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Boynton Beach.

Median rent

$2,041/mo

ACS 2024 5-year

Median household income

$70,074

ACS 2024 5-year

Median home value

$351,100

ACS 2024 5-year

Safety score

55/100

FBI CDE

Weather

82°F (H 85° / L 78°)

Open-Meteo

Buying in Boynton Beach? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

55/100

FBI CDE

Typical urban safety profile — 17% above average FBI data, 2023–2024

Good

Noise Level

51 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 82°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 81 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Boynton Beach FL

Boynton Beach posts 55/100 on safety against $2,041/month typical rent. Here is what the numbers actually mean.

Boynton Beach has about 81,435 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Boynton Beach FL Safe?

Boynton Beach FL scores 55/100 on safety (below average). Crime is about 17% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 117 (100 = avg); violent crime index 113; property crime index 121. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Boynton Beach FL

School quality varies by neighborhood in Boynton Beach. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Boynton Beach FL

Typical rent in Boynton Beach is about $2,041/month (expensive). At $2,041/month for a typical unit, you need about $73,476+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $351,100.

Median household income is $70,074, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($70,074) sits below the $73,476 comfort line for that rent. Many households will feel stretched.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Boynton Beach FL

Average temperature is about 82°F (highs near 85°F, lows near 78°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Hazard indexes (100 ≈ typical U.S.): weather hazard index 125. Ask insurers for a quote on the ZIP you want. Deductibles can move your monthly cost as much as a $50–$100 rent difference.

Who Should Move to Boynton Beach FL?

Who tends to thrive in Boynton Beach: (1) Dual-income households (at $2,041/month, the rent math works much better with two salaries) (2) Households earning $73,476+ who can clear the 3× rent rule at $2,041/month (3) Movers with a locked job offer in Boynton Beach who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 55/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,041/month) (3) Anyone stretching past 40% of take-home on housing at $2,041/month

Income sniff test: clear about $73,476 household income for $2,041/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Boynton Beach is a mixed picture. Safety is average and rent at $2,041/month is on the high side. It works for the right household but is not an obvious choice.

Next steps

Tools for your move

Quotes and listings for Boynton Beach when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Boynton Beach.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,420

Mortgage + tax + insurance + HOA

Annual property tax

$5,091

Annual est. $5,580

Est. monthly utilities

$854

Climate-adjusted electric, gas & water

Median home price

$351,100

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$316k
2022
$324k
2023
$333k
2024
$342k
2025
$351k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$379/mo vs buying
$2,041ACS 2024 5-year
Rent
$2,420
Buy

Mortgage

$1,775

Property tax

$424

Insurance

$125

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,659/yr

2024

1.37%

$4,799/yr

2025

1.41%

$4,943/yr

2026

1.45%

$5,091/yr

Buying in Boynton Beach? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

125 (100 = avg)

elevated exposure

Est. annual homeowners insurance

$1,505/yr

moderate exposure
Wind hazard index81 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 82°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,505.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Boynton Beach to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo