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Portsmouth, VA

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US location · verified

Neighborhood intelligence

Your Portsmouth relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Portsmouth.

Median rent

$1,300/mo

ACS 2024 5-year

Median household income

$60,491

ACS 2024 5-year

Median home value

$246,900

ACS 2024 5-year

Safety score

35/100

FBI CDE

Weather

68°F (H 74° / L 62°)

Open-Meteo

Buying in Portsmouth? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

35/100

FBI CDE

Worth extra due diligence — 130% above average FBI data, 2023

Below Average

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 68°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 64 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Portsmouth VA

Portsmouth is one of the more affordable options in its region at $1,300/month typical rent. Safety scores 35/100.

Portsmouth has about 97,190 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Portsmouth VA Safe?

Portsmouth VA scores 35/100 on safety (well below average). Crime is about 130% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 230 (100 = avg); violent crime index 219; property crime index 240. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Portsmouth VA

School quality varies by neighborhood in Portsmouth. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Portsmouth VA

Typical rent in Portsmouth is about $1,300/month (moderate). At $1,300/month for a typical unit, you need about $46,800+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $246,900.

Median household income is $60,491, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($60,491) clears the $46,800 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Portsmouth VA

Average temperature is about 68°F (highs near 74°F, lows near 62°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Portsmouth VA?

Who tends to thrive in Portsmouth: (1) Renters who want $1,300/month housing without coastal prices (comfort income is about $46,800) (2) Households earning $46,800+ who can clear the 3× rent rule at $1,300/month (3) Movers with a locked job offer in Portsmouth who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 35/100) (2) Households expecting top marks on rent and safety at once (Portsmouth does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $46,800 household income for $1,300/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Portsmouth requires serious research first. Safety scores 35/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Portsmouth when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Portsmouth.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,730

Mortgage + tax + insurance + HOA

Annual property tax

$3,580

Annual est. $5,580

Est. monthly utilities

$432

Climate-adjusted electric, gas & water

Median home price

$246,900

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$222k
2022
$228k
2023
$234k
2024
$240k
2025
$247k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$430/mo vs buying
$1,300ACS 2024 5-year
Rent
$1,730
Buy

Mortgage

$1,248

Property tax

$298

Insurance

$88

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,276/yr

2024

1.37%

$3,374/yr

2025

1.41%

$3,476/yr

2026

1.45%

$3,580/yr

Buying in Portsmouth? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

42 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,058/yr

moderate exposure
Wind hazard index64 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 68°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,058.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Portsmouth to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo