Safety & Crime Index
37/100
FBI CDE
Worth extra due diligence — 110% above average FBI data, 2023–2024
Below Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Albany.
Median rent
$1,216/mo
ACS 2024 5-year
Median household income
$61,986
ACS 2024 5-year
Median home value
$234,700
ACS 2024 5-year
Safety score
37/100
FBI CDE
Weather
55°F (H 62° / L 49°)
Open-Meteo
Buying in Albany? Check current mortgage rates early — before you fall in love with a ZIP.
37/100
FBI CDE
Worth extra due diligence — 110% above average FBI data, 2023–2024
Below Average
40 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 55°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 53 (100 = avg)
Good / Low Pollen
Neighborhood guide
Albany is one of the more affordable options in its region at $1,216/month typical rent. Safety scores 37/100.
Albany has about 100,492 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
About 99,700 residents share a capital-region market where Walk Score 68 and transit score 42 still point to a car for most daily trips. Homes sell in about 28 days on this report.
Albany NY scores 37/100 on safety (well below average). Crime is about 110% above the national average. Research block-level crime data and visit after dark before you commit.
Detail: overall crime index 210 (100 = avg); violent crime index 252; property crime index 167. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
Crime about double the national baseline is the relocation risk: index 210 with violent 252 and property 167 (100 = U.S. average). Citywide pressure this high means block research and after-dark visits are mandatory, not optional.
School quality varies by neighborhood in Albany. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Albany is about $1,216/month (moderate). At $1,216/month for a typical unit, you need about $43,776+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $234,700.
Median household income is $61,986, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($61,986) clears the $43,776 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Median home price at $213,400 is low for the Northeast, but median income ($54,736) sits under the $61,272 comfort line for $1,702 rent. Many renters will feel stretched even before utilities.
Average temperature is about 55°F (highs near 62°F, lows near 49°F).
Cooler months cut into patio season; plan indoor hobbies for part of the year. Heating will show up on winter bills more than AC does in summer. If you visit, go in January. That is when the cold is honest.
Highs near 76°F and lows near 59°F with a 67°F average keep outdoor seasons usable, but winter visits still matter before you commit to heating costs and snow logistics.
Albany NY is a state-capital job move with a hard safety tradeoff: crime index 210 (about double the national baseline of 100; violent 252, property 167) against $1,702/month rent. Median household income is $54,736, below the $61,272 comfort line for that rent, so many households already feel stretched before factoring crime. Median home price at $213,400 is the offset if you can buy carefully. Choose Albany when you already have a capital-region job or family tie and you will pick a ZIP after night visits. Skip it if low crime is your top filter or if you need rent to clear on a single $55k income without stretching.
Moving to Albany requires serious research first. Safety scores 37/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.
Next steps
Quotes and listings for Albany when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Albany.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$1,649
Mortgage + tax + insurance + HOA
Annual property tax
$3,403
Annual est. $5,580
Est. monthly utilities
$412
Climate-adjusted electric, gas & water
Median home price
$234,700
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,187
Property tax
$284
Insurance
$84
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$3,114/yr
2024
1.37%
$3,208/yr
2025
1.41%
$3,304/yr
2026
1.45%
$3,403/yr
Buying in Albany? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
43 (100 = avg)
low exposureEst. annual homeowners insurance
$1,006/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,006.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Albany to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo