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Federal Way, WA

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US location · verified

Neighborhood intelligence

Your Federal Way relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Federal Way.

Median rent

$1,797/mo

ACS 2024 5-year

Median household income

$86,909

ACS 2024 5-year

Median home value

$552,800

ACS 2024 5-year

Safety score

38/100

FBI CDE

Weather

58°F (H 67° / L 49°)

Open-Meteo

Buying in Federal Way? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

38/100

FBI CDE

Worth extra due diligence — 106% above average FBI data, 2023–2024

Below Average

Noise Level

36 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 58°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 39 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Federal Way WA

Federal Way posts 38/100 on safety against $1,797/month typical rent. Here is what the numbers actually mean.

Federal Way has about 99,493 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Federal Way WA Safe?

Federal Way WA scores 38/100 on safety (well below average). Crime is about 106% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 206 (100 = avg); violent crime index 159; property crime index 252. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Federal Way WA

School quality varies by neighborhood in Federal Way. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Federal Way WA

Typical rent in Federal Way is about $1,797/month (on the high side). At $1,797/month for a typical unit, you need about $64,692+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $552,800.

Median household income is $86,909, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($86,909) clears the $64,692 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Federal Way WA

Average temperature is about 58°F (highs near 67°F, lows near 49°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Federal Way WA?

Who tends to thrive in Federal Way: (1) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (2) Households earning $64,692+ who can clear the 3× rent rule at $1,797/month (3) Movers with a locked job offer in Federal Way who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 38/100) (2) Anyone stretching past 40% of take-home on housing at $1,797/month (3) Households expecting top marks on rent and safety at once (Federal Way does not clear every bar)

Income sniff test: clear about $64,692 household income for $1,797/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Federal Way requires serious research first. Safety scores 38/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Federal Way when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Federal Way.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,756

Mortgage + tax + insurance + HOA

Annual property tax

$8,016

Annual est. $5,580

Est. monthly utilities

$867

Climate-adjusted electric, gas & water

Median home price

$552,800

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$497k
2022
$510k
2023
$524k
2024
$538k
2025
$553k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,959/mo vs buying
$1,797ACS 2024 5-year
Rent
$3,756
Buy

Mortgage

$2,795

Property tax

$668

Insurance

$197

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$7,336/yr

2024

1.37%

$7,556/yr

2025

1.41%

$7,783/yr

2026

1.45%

$8,016/yr

Buying in Federal Way? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,369/yr

moderate exposure
Wind hazard index39 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 58°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,369.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Federal Way to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo