Safety & Crime Index
50/100
FBI CDE
Worth extra due diligence — 40% above average FBI data, 2023–2024
Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Santa Maria.
Median rent
$1,925/mo
ACS 2024 5-year
HUD 2-bedroom FMR $3,106/mo
Median household income
$84,746
ACS 2024 5-year
Median home value
$531,700
ACS 2024 5-year
Safety score
50/100
FBI CDE
Weather
74°F (H 87° / L 62°)
Open-Meteo
Buying in Santa Maria? Check current mortgage rates early — before you fall in love with a ZIP.
50/100
FBI CDE
Worth extra due diligence — 40% above average FBI data, 2023–2024
Average
38 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 74°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 61 (100 = avg)
Good / Low Pollen
Neighborhood guide
Santa Maria has genuinely comfortable weather: 74°F average with 87°F highs. Combined with $1,925/month rent and 50/100 safety, it makes a strong case for the right mover.
Santa Maria has about 110,462 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Santa Maria CA scores 50/100 on safety (well below average). Crime is about 40% above the national average. Research block-level crime data and visit after dark before you commit.
Detail: overall crime index 140 (100 = avg); violent crime index 169; property crime index 111. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Santa Maria. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Santa Maria is about $1,925/month (on the high side). At $1,925/month for a typical unit, you need about $69,300+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $531,700.
Median household income is $84,746, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($84,746) clears the $69,300 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 74°F (highs near 87°F, lows near 62°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Santa Maria: (1) Dual-income households (at $1,925/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $84,746 helps carry housing costs) (3) Households earning $69,300+ who can clear the 3× rent rule at $1,925/month (4) Movers with a locked job offer in Santa Maria who already priced rent and commute
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 50/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $1,925/month) (3) Anyone stretching past 40% of take-home on housing at $1,925/month
Income sniff test: clear about $69,300 household income for $1,925/month rent. Under that, pick a cheaper ZIP or a different city.
Santa Maria scores 50/100 on safety with $1,925/month typical rent. Run the numbers against your income before committing.
Next steps
Quotes and listings for Santa Maria when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Santa Maria.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$3,616
Mortgage + tax + insurance + HOA
Annual property tax
$7,710
Annual est. $5,580
Est. monthly utilities
$833
Climate-adjusted electric, gas & water
Median home price
$531,700
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$2,689
Property tax
$642
Insurance
$190
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$7,056/yr
2024
1.37%
$7,267/yr
2025
1.41%
$7,485/yr
2026
1.45%
$7,710/yr
Buying in Santa Maria? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$2,279/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,279.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Santa Maria to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo