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Boulder, CO

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US location · verified

Neighborhood intelligence

Your Boulder relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Boulder.

Median rent

$2,018/mo

ACS 2024 5-year

HUD 2-bedroom FMR $2,033/mo

Median household income

$87,493

ACS 2024 5-year

Median home value

$1,039,500

ACS 2024 5-year

Safety score

54/100

FBI CDE

Weather

65°F (H 77° / L 52°)

Open-Meteo

Buying in Boulder? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

54/100

FBI CDE

Worth extra due diligence — 21% above average FBI data, 2023–2024

Average

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 65°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 69 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Boulder CO

Boulder has genuinely comfortable weather: 65°F average with 77°F highs. Combined with $2,018/month rent and 54/100 safety, it makes a strong case for the right mover.

Boulder has about 106,433 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Boulder CO Safe?

Boulder CO scores 54/100 on safety (well below average). Crime is about 21% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 121 (100 = avg); violent crime index 90; property crime index 151. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Boulder CO

School quality varies by neighborhood in Boulder. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Boulder CO

Typical rent in Boulder is about $2,018/month (expensive). At $2,018/month for a typical unit, you need about $72,648+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,039,500.

Median household income is $87,493, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($87,493) clears the $72,648 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Boulder CO

Average temperature is about 65°F (highs near 77°F, lows near 52°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Boulder CO?

Who tends to thrive in Boulder: (1) Dual-income households (at $2,018/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $87,493 helps carry housing costs) (3) Households earning $72,648+ who can clear the 3× rent rule at $2,018/month (4) Movers with a locked job offer in Boulder who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 54/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,018/month) (3) Anyone stretching past 40% of take-home on housing at $2,018/month

Income sniff test: clear about $72,648 household income for $2,018/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Boulder is a mixed picture. Safety is average and rent at $2,018/month is on the high side. It works for the right household but is not an obvious choice.

Next steps

Tools for your move

Quotes and listings for Boulder when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Boulder.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$6,979

Mortgage + tax + insurance + HOA

Annual property tax

$15,073

Annual est. $5,580

Est. monthly utilities

$1,629

Climate-adjusted electric, gas & water

Median home price

$1,039,500

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$935k
2022
$960k
2023
$986k
2024
$1.0M
2025
$1.0M
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$4,961/mo vs buying
$2,018ACS 2024 5-year
Rent
$6,979
Buy

Mortgage

$5,256

Property tax

$1,256

Insurance

$371

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$13,794/yr

2024

1.37%

$14,208/yr

2025

1.41%

$14,634/yr

2026

1.45%

$15,073/yr

Buying in Boulder? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$4,455/yr

elevated exposure
Wind hazard index69 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 65°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $4,455.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Boulder to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo