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Kirkland, WA

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US location · verified

Neighborhood intelligence

Your Kirkland relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Kirkland.

Median rent

$2,401/mo

ACS 2024 5-year

Median household income

$150,414

ACS 2024 5-year

Median home value

$1,115,400

ACS 2024 5-year

Safety score

73/100

FBI CDE

Weather

57°F (H 67° / L 48°)

Open-Meteo

Buying in Kirkland? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

73/100

FBI CDE

Above-average peace of mind — 35% below average FBI data, 2023–2024

Above Average

Noise Level

36 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 57°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 38 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Kirkland WA

Kirkland offers above-average safety (73/100). Rent runs $2,401/month and median income sits at $150,414.

Kirkland has about 92,621 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Kirkland WA Safe?

Kirkland WA scores 73/100 on safety (about average). Crime is about 35% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 65 (100 = avg); violent crime index 24; property crime index 105. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Kirkland WA

School quality varies by neighborhood in Kirkland. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Kirkland WA

Typical rent in Kirkland is about $2,401/month (expensive). At $2,401/month for a typical unit, you need about $86,436+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,115,400.

Median household income is $150,414, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($150,414) clears the $86,436 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Kirkland WA

Average temperature is about 57°F (highs near 67°F, lows near 48°F).

Cooler months cut into patio season; plan indoor hobbies for part of the year. Heating will show up on winter bills more than AC does in summer. If you visit, go in January. That is when the cold is honest.

Who Should Move to Kirkland WA?

Who tends to thrive in Kirkland: (1) Dual-income households (at $2,401/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 73/100) (4) Households earning $86,436+ who can clear the 3× rent rule at $2,401/month

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,401/month) (2) Anyone stretching past 40% of take-home on housing at $2,401/month (3) Households expecting top marks on rent and safety at once (Kirkland does not clear every bar)

Income sniff test: clear about $86,436 household income for $2,401/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Kirkland holds up well on the core metrics we publish. Safety at 73/100 makes it a reasonable choice for households who can manage $2,401/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Kirkland when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Kirkland.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$7,481

Mortgage + tax + insurance + HOA

Annual property tax

$16,173

Annual est. $5,580

Est. monthly utilities

$1,748

Climate-adjusted electric, gas & water

Median home price

$1,115,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$1.0M
2022
$1.0M
2023
$1.1M
2024
$1.1M
2025
$1.1M
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$5,080/mo vs buying
$2,401ACS 2024 5-year
Rent
$7,481
Buy

Mortgage

$5,640

Property tax

$1,348

Insurance

$398

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$14,801/yr

2024

1.37%

$15,245/yr

2025

1.41%

$15,702/yr

2026

1.45%

$16,173/yr

Buying in Kirkland? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$4,780/yr

elevated exposure
Wind hazard index38 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 57°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $4,780.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Kirkland to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo