Folsom, CA

Folsom CA scores 69/100 on safety (about average). Crime is about 25% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 75 (100 = avg); violent crime index 63; property crime index 86. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

School quality varies by neighborhood in Folsom. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Typical rent in Folsom is about $2,352/month (expensive). At $2,352/month for a typical unit, you need about $84,672+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $755,200.

Median household income is $139,804, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($139,804) clears the $84,672 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Average temperature is about 79°F (highs near 93°F, lows near 65°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who tends to thrive in Folsom: (1) Dual-income households (at $2,352/month, the rent math works much better with two salaries) (2) People who genuinely love heat and do not mind living indoors June through September (highs near 93°F) (3) Tech and finance workers (the job market is real and local pay near $139,804 helps carry housing costs) (4) Households earning $84,672+ who can clear the 3× rent rule at $2,352/month

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 69/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,352/month) (3) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 93°F)

Income sniff test: clear about $84,672 household income for $2,352/month rent. Under that, pick a cheaper ZIP or a different city.

Folsom holds up well on the core metrics we publish. Safety at 69/100 makes it a reasonable choice for households who can manage $2,352/month rent. Verify school ratings for your target ZIP separately.