New search

Centennial, CO

Report status

US location · verified

Neighborhood intelligence

Your Centennial relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Centennial.

Median rent

$2,148/mo

ACS 2024 5-year

Median household income

$131,928

ACS 2024 5-year

Median home value

$658,100

ACS 2024 5-year

Safety score

67/100

FBI CDE

Weather

65°F (H 75° / L 55°)

Open-Meteo

Buying in Centennial? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

67/100

FBI CDE

Typical urban safety profile — 21% below average FBI data, 2023–2024

Good

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 65°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 71 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Centennial CO

Centennial has genuinely comfortable weather: 65°F average with 75°F highs. Combined with $2,148/month rent and 67/100 safety, it makes a strong case for the right mover.

Centennial has about 108,201 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Centennial CO Safe?

Centennial CO scores 67/100 on safety (about average). Crime is about 21% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 79 (100 = avg); violent crime index 61; property crime index 97. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Centennial CO

School quality varies by neighborhood in Centennial. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Centennial CO

Typical rent in Centennial is about $2,148/month (expensive). At $2,148/month for a typical unit, you need about $77,328+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $658,100.

Median household income is $131,928, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($131,928) clears the $77,328 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Centennial CO

Average temperature is about 65°F (highs near 75°F, lows near 55°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Centennial CO?

Who tends to thrive in Centennial: (1) Dual-income households (at $2,148/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $131,928 helps carry housing costs) (3) Households earning $77,328+ who can clear the 3× rent rule at $2,148/month (4) Movers with a locked job offer in Centennial who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 67/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,148/month) (3) Anyone stretching past 40% of take-home on housing at $2,148/month

Income sniff test: clear about $77,328 household income for $2,148/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Centennial holds up well on the core metrics we publish. Safety at 67/100 makes it a reasonable choice for households who can manage $2,148/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Centennial when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Centennial.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,453

Mortgage + tax + insurance + HOA

Annual property tax

$9,542

Annual est. $5,580

Est. monthly utilities

$1,042

Climate-adjusted electric, gas & water

Median home price

$658,100

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$592k
2022
$608k
2023
$624k
2024
$641k
2025
$658k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,305/mo vs buying
$2,148ACS 2024 5-year
Rent
$4,453
Buy

Mortgage

$3,328

Property tax

$795

Insurance

$235

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$8,732/yr

2024

1.37%

$8,994/yr

2025

1.41%

$9,264/yr

2026

1.45%

$9,542/yr

Buying in Centennial? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

22 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,820/yr

elevated exposure
Wind hazard index71 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 65°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,820.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Centennial to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo