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City comparison

Sacramento, CA vs Frisco, TX

Is Sacramento safer than Frisco?

No. Frisco's crime index is 43 versus 181 in Sacramento, and its violent crime index is 31 versus 213, using 2024-2025 FBI data.

Sacramento is cheaper. Median rent is $1,779 a month versus $2,014 in Frisco.

Safety is where Sacramento and Frisco split most clearly. Frisco scores 138 points better on the crime index, a gap that shows up in evening walks, parking situations, and insurance rates. Rent runs $1,779 in Sacramento and $2,014 in Frisco.

This is a genuine split. Sacramento wins on cost of living and Frisco wins on the job market and safety. Which matters more depends entirely on how you live: remote workers and families weight these categories differently than commuters or single professionals.

The crime gap is citywide. Frisco has rougher pockets and Sacramento has quiet ones: the index tells you the average, not your block.

The move

Moving from Sacramento to Frisco

Sacramento and Frisco are 1,427 miles apart in a straight line.

Median rent goes from $1,779 a month in Sacramento to $2,014 a month in Frisco, up $235 a month (13%).

Median household income goes from $87,321 in Sacramento to $150,212 in Frisco, up $62,891 (72%).

The crime index goes from 181 in Sacramento to 43 in Frisco, down 138 points (76%).

The move

Moving from Frisco to Sacramento

Frisco and Sacramento are 1,427 miles apart in a straight line.

Median rent goes from $2,014 a month in Frisco to $1,779 a month in Sacramento, down $235 a month (12%).

Median household income goes from $150,212 in Frisco to $87,321 in Sacramento, down $62,891 (42%).

The crime index goes from 43 in Frisco to 181 in Sacramento, up 138 points (321%).

Sacramento, CA

Rent
$1,779/mo
HUD 2-bedroom FMR
$2,201/mo
Median income
87,321
Crime index
181
Weather
71°F

School quality varies by neighborhood. Check GreatSchools.org for current ratings.

Frisco, TX

Rent
$2,014/mo
HUD 2-bedroom FMR
$1,807/mo
Median income
150,212
Crime index
43
Weather
68°F

School quality varies by neighborhood. Check GreatSchools.org for current ratings.

Comparing Sacramento and Frisco? Check mortgage rates before you decide where to buy.

Rent

12% cheaper

Sacramento rent is 12% cheaper than Frisco

Sacramento

Winner

$1,779/mo

Frisco

$2,014/mo

What this means for your life

Typical rent runs $1,779 a month in Sacramento versus $2,014 in Frisco, so Sacramento is 12% cheaper. A meaningful but not dramatic gap. Factor it into your budget alongside salary differences between the two markets. Over a year the spread is about $2,820, enough to notice in savings, not enough to ignore schools, safety, or pay. Sacramento still wins on housing cost; just do not let a 10–20% rent edge override a job that only exists in Frisco.

Planning to buy in Frisco? Check mortgage rates before you decide.

Median income

72% higher

Frisco's median income is 72% higher than Sacramento

Sacramento

$87,321

Frisco

Winner

$150,212

What this means for your life

Median household income is $150,212 in Frisco versus $87,321 in Sacramento, so typical pay runs 72% higher in Frisco (about $62,891 more household income a year). Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, Frisco is the stronger labor market on paper. Sacramento can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.

Crime index

76% lower crime

Frisco's crime index is 76% lower than Sacramento

Sacramento

181 (100 = avg)

Frisco

Winner

43 (100 = avg)

What this means for your life

Frisco's crime index is 43 versus 181 in Sacramento (100 = national average), so citywide crime runs 76% lower in Frisco. That gap is meaningful day-to-day. It affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, Frisco is the easier city. Sacramento can still work if you pick the right pocket. Just budget more diligence before you sign a lease.

Typical weather

Neck and neck

Sacramento and Frisco are about even on typical weather.

Sacramento

71°F avg · 83°F highs · comfort 100/100

Frisco

68°F avg · 76°F highs · comfort 100/100

What this means for your life

Sacramento averages about 71°F (83°F highs); Frisco averages about 68°F (76°F highs). Sacramento sits near 71°F on average, a range where people can be outside without fighting extreme heat or cold. Frisco sits near 68°F on average, a range where people can be outside without fighting extreme heat or cold. On daily comfort these two are close enough that the better fit is whichever season you already know you can live with.

Fit check

Who should choose Sacramento

People with a job, family, or neighborhood already pulling them to Sacramento

Sacramento is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 12% cheaper here at about $1,779 a month. Choose Sacramento if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.

Open the Sacramento report →

Fit check

Who should choose Frisco

Career-focused movers who want salary upside and professional growth

Frisco is the better city for career-focused movers who want salary upside and professional growth. Median household income is 72% higher here ($150,212). Start with Frisco if your next chapter is about building earnings, and make weather or nightlife a secondary screen.

Frisco is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 76% lower than Sacramento (43 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.

Open the Frisco report →

Bottom line

Sacramento vs Frisco: Our Take

Crime and safety tilt toward Frisco: Frisco scores 86/100 versus 42/100 in Sacramento, with typical rent at $2,014 versus $1,779. I would vet the exact ZIP in Sacramento before trading 44 safety points for housing savings.

Sacramento rent at $1,779/month is still below Frisco's $2,014, so cost-sensitive households should weigh the lease before the paycheck.

Typical rent stays $1,779 in Sacramento and $2,014 in Frisco.

Frisco clears the bar on safety in this dataset. Sacramento deserves a serious look only when you already know the Sacramento block you would live on and the safety gap is acceptable.

Common questions

Sacramento vs Frisco FAQ

Is Sacramento cheaper than Frisco?
Yes. Typical rent in Sacramento is $1,779 a month versus $2,014 in Frisco (12% cheaper). Median household income is $87,321 in Sacramento compared with $150,212 in Frisco, so Frisco has the stronger local pay picture.
Which city is safer, Sacramento or Frisco?
Frisco is safer on this comparison. Its crime index is 43 versus 181 in Sacramento (76% lower; 100 is the national average). Citywide indexes still hide neighborhood variation, so walk the block you would actually rent.
Which city has better schools, Sacramento or Frisco?
School quality varies by neighborhood in Sacramento. Check GreatSchools.org or your local district for current ratings before you choose a ZIP. The same applies in Frisco. We do not publish a citywide school grade comparison because we do not yet have a verified public school-quality feed.

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