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Frisco, TX

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US location · verified

Neighborhood intelligence

Your Frisco relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Frisco.

Median rent

$2,014/mo

ACS 2024 5-year

Median household income

$150,212

ACS 2024 5-year

Median home value

$642,100

ACS 2024 5-year

Safety score

85/100

FBI CDE

Weather

75°F (H 82° / L 68°)

Open-Meteo

Buying in Frisco? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

85/100

FBI CDE

Exceptionally safe for families — 56% below average vs. national FBI data, 2023–2024

Excellent

Noise Level

50 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 75°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 71 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Frisco TX

Frisco offers above-average safety (85/100). Rent runs $2,014/month and median income sits at $150,212.

Frisco has about 219,304 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Frisco TX Safe?

Frisco TX scores 85/100 on safety (well above average). Crime is about 56% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 44 (100 = avg); violent crime index 27; property crime index 61. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Frisco TX

School quality varies by neighborhood in Frisco. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Frisco TX

Typical rent in Frisco is about $2,014/month (expensive). At $2,014/month for a typical unit, you need about $72,504+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $642,100.

Median household income is $150,212, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($150,212) clears the $72,504 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Frisco TX

Average temperature is about 75°F (highs near 82°F, lows near 68°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Hazard indexes (100 ≈ typical U.S.): weather hazard index 130. Ask insurers for a quote on the ZIP you want. Deductibles can move your monthly cost as much as a $50–$100 rent difference.

Who Should Move to Frisco TX?

Who tends to thrive in Frisco: (1) Households that want quieter streets (safety sits at 85/100) (2) Dual-income households (at $2,014/month, the rent math works much better with two salaries) (3) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 85/100)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,014/month) (2) Anyone stretching past 40% of take-home on housing at $2,014/month (3) Households expecting top marks on rent and safety at once (Frisco does not clear every bar)

Income sniff test: clear about $72,504 household income for $2,014/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Frisco holds up well on the core metrics we publish. Safety at 85/100 makes it a reasonable choice for households who can manage $2,014/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Frisco when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Frisco.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,347

Mortgage + tax + insurance + HOA

Annual property tax

$9,310

Annual est. $5,580

Est. monthly utilities

$1,589

Climate-adjusted electric, gas & water

Median home price

$642,100

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$577k
2022
$593k
2023
$609k
2024
$625k
2025
$642k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,333/mo vs buying
$2,014ACS 2024 5-year
Rent
$4,347
Buy

Mortgage

$3,247

Property tax

$776

Insurance

$229

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$8,520/yr

2024

1.37%

$8,776/yr

2025

1.41%

$9,039/yr

2026

1.45%

$9,310/yr

Buying in Frisco? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

130 (100 = avg)

elevated exposure

Est. annual homeowners insurance

$2,752/yr

elevated exposure
Wind hazard index71 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 75°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,752.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Frisco to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo