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Castle Rock, CO

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US location · verified

Neighborhood intelligence

Your Castle Rock relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Castle Rock.

Median rent

$2,000/mo

ACS 2024 5-year

Median household income

$145,197

ACS 2024 5-year

Median home value

$652,900

ACS 2024 5-year

Safety score

97/100

FBI CDE

Weather

62°F (H 74° / L 49°)

Open-Meteo

Buying in Castle Rock? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

97/100

FBI CDE

Exceptionally safe for families — 70% below average vs. national FBI data, 2024

Excellent

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 62°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 84 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Castle Rock CO

Castle Rock offers above-average safety (97/100). Rent runs $2,000/month and median income sits at $145,197.

Castle Rock has about 79,123 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Castle Rock CO Safe?

Castle Rock CO scores 97/100 on safety (well above average). Crime is about 70% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 30 (100 = avg); violent crime index 11; property crime index 49. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Castle Rock CO

School quality varies by neighborhood in Castle Rock. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Castle Rock CO

Typical rent in Castle Rock is about $2,000/month (expensive). At $2,000/month for a typical unit, you need about $72,000+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $652,900.

Median household income is $145,197, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($145,197) clears the $72,000 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Castle Rock CO

Average temperature is about 62°F (highs near 74°F, lows near 49°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Castle Rock CO?

Who tends to thrive in Castle Rock: (1) Households that want quieter streets (safety sits at 97/100) (2) Dual-income households (at $2,000/month, the rent math works much better with two salaries) (3) Tech and finance workers (the job market is real and local pay near $145,197 helps carry housing costs) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 97/100)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,000/month) (2) Anyone stretching past 40% of take-home on housing at $2,000/month (3) Households expecting top marks on rent and safety at once (Castle Rock does not clear every bar)

Income sniff test: clear about $72,000 household income for $2,000/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Castle Rock holds up well on the core metrics we publish. Safety at 97/100 makes it a reasonable choice for households who can manage $2,000/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Castle Rock when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Castle Rock.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,419

Mortgage + tax + insurance + HOA

Annual property tax

$9,467

Annual est. $5,580

Est. monthly utilities

$1,061

Climate-adjusted electric, gas & water

Median home price

$652,900

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$587k
2022
$603k
2023
$619k
2024
$636k
2025
$653k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,419/mo vs buying
$2,000ACS 2024 5-year
Rent
$4,419
Buy

Mortgage

$3,301

Property tax

$789

Insurance

$233

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$8,664/yr

2024

1.37%

$8,924/yr

2025

1.41%

$9,191/yr

2026

1.45%

$9,467/yr

Buying in Castle Rock? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

27 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,798/yr

elevated exposure
Wind hazard index84 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 62°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,798.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Castle Rock to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo