Safety & Crime Index
94/100
FBI CDE
Exceptionally safe for families — 67% below average vs. national FBI data, 2023–2024
Excellent
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Naperville.
Median rent
$1,885/mo
ACS 2024 5-year
HUD 2-bedroom FMR $2,011/mo
Median household income
$155,105
ACS 2024 5-year
Median home value
$540,200
ACS 2024 5-year
Safety score
94/100
FBI CDE
Weather
58°F (H 66° / L 51°)
Open-Meteo
Buying in Naperville? Check current mortgage rates early — before you fall in love with a ZIP.
94/100
FBI CDE
Exceptionally safe for families — 67% below average vs. national FBI data, 2023–2024
Excellent
40 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 58°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 63 (100 = avg)
Good / Low Pollen
Neighborhood guide
Naperville offers above-average safety (94/100). Rent runs $1,885/month and median income sits at $155,105.
Naperville has about 150,692 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Naperville IL scores 94/100 on safety (well above average). Crime is about 67% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.
Detail: overall crime index 33 (100 = avg); violent crime index 20; property crime index 45. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Naperville. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Naperville is about $1,885/month (on the high side). At $1,885/month for a typical unit, you need about $67,860+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $540,200.
Median household income is $155,105, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($155,105) clears the $67,860 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 58°F (highs near 66°F, lows near 51°F).
You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.
Who tends to thrive in Naperville: (1) Households that want quieter streets (safety sits at 94/100) (2) Dual-income households (at $1,885/month, the rent math works much better with two salaries) (3) Tech and finance workers (the job market is real and local pay near $155,105 helps carry housing costs) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 94/100)
Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,885/month) (2) Anyone stretching past 40% of take-home on housing at $1,885/month (3) Households expecting top marks on rent and safety at once (Naperville does not clear every bar)
Income sniff test: clear about $67,860 household income for $1,885/month rent. Under that, pick a cheaper ZIP or a different city.
Naperville holds up well on the core metrics we publish. Safety at 94/100 makes it a reasonable choice for households who can manage $1,885/month rent. Verify school ratings for your target ZIP separately.
Next steps
Quotes and listings for Naperville when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Naperville.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$3,672
Mortgage + tax + insurance + HOA
Annual property tax
$7,833
Annual est. $5,580
Est. monthly utilities
$923
Climate-adjusted electric, gas & water
Median home price
$540,200
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$2,732
Property tax
$653
Insurance
$193
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$7,168/yr
2024
1.37%
$7,383/yr
2025
1.41%
$7,605/yr
2026
1.45%
$7,833/yr
Buying in Naperville? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
37 (100 = avg)
low exposureEst. annual homeowners insurance
$2,315/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,315.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Naperville to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo