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Newport Beach, CA

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Neighborhood intelligence

Your Newport Beach relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Newport Beach.

Median rent

$3,316/mo

ACS 2024 5-year

HUD 2-bedroom FMR $3,057/mo

Median household income

$156,867

ACS 2024 5-year

Median home value

$2,000,001

ACS 2024 5-year

Safety score

67/100

FBI CDE

Weather

82°F (H 90° / L 75°)

Open-Meteo

Buying in Newport Beach? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

67/100

FBI CDE

Typical urban safety profile — 20% below average FBI data, 2023–2024

Good

Noise Level

38 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 82°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 55 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Newport Beach CA

Newport Beach posts 67/100 on safety against $3,316/month typical rent. Here is what the numbers actually mean.

Newport Beach has about 83,845 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Newport Beach CA Safe?

Newport Beach CA scores 67/100 on safety (about average). Crime is about 20% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 80 (100 = avg); violent crime index 60; property crime index 100. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Newport Beach CA

School quality varies by neighborhood in Newport Beach. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Newport Beach CA

Typical rent in Newport Beach is about $3,316/month (very expensive). At $3,316/month for a typical unit, you need about $119,376+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $2,000,001.

Median household income is $156,867, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($156,867) clears the $119,376 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Newport Beach CA

Average temperature is about 82°F (highs near 90°F, lows near 75°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Newport Beach CA?

Who tends to thrive in Newport Beach: (1) Dual-income households (at $3,316/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $156,867 helps carry housing costs) (3) Households earning $119,376+ who can clear the 3× rent rule at $3,316/month (4) Movers with a locked job offer in Newport Beach who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 67/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $3,316/month) (3) Anyone stretching past 40% of take-home on housing at $3,316/month

Income sniff test: clear about $119,376 household income for $3,316/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Newport Beach holds up well on the core metrics we publish. Safety at 67/100 makes it a reasonable choice for households who can manage $3,316/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Newport Beach when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Newport Beach.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$13,339

Mortgage + tax + insurance + HOA

Annual property tax

$29,000

Annual est. $5,580

Est. monthly utilities

$3,135

Climate-adjusted electric, gas & water

Median home price

$2,000,001

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$1.8M
2022
$1.8M
2023
$1.9M
2024
$1.9M
2025
$2.0M
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$10,023/mo vs buying
$3,316ACS 2024 5-year
Rent
$13,339
Buy

Mortgage

$10,113

Property tax

$2,417

Insurance

$714

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$26,539/yr

2024

1.37%

$27,335/yr

2025

1.41%

$28,155/yr

2026

1.45%

$29,000/yr

Buying in Newport Beach? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$8,571/yr

elevated exposure
Wind hazard index55 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 82°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $8,571.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Newport Beach to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo