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Carlsbad, CA

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US location · verified

Neighborhood intelligence

Your Carlsbad relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Carlsbad.

Median rent

$2,808/mo

ACS 2024 5-year

Median household income

$142,748

ACS 2024 5-year

Median home value

$1,257,000

ACS 2024 5-year

Safety score

72/100

FBI CDE

Weather

80°F (H 89° / L 72°)

Open-Meteo

Buying in Carlsbad? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

72/100

FBI CDE

Above-average peace of mind — 33% below average FBI data, 2023–2024

Above Average

Noise Level

38 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 80°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 63 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Carlsbad CA

Carlsbad offers above-average safety (72/100). Rent runs $2,808/month and median income sits at $142,748.

Carlsbad has about 114,373 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Carlsbad CA Safe?

Carlsbad CA scores 72/100 on safety (about average). Crime is about 33% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 67 (100 = avg); violent crime index 53; property crime index 81. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Carlsbad CA

School quality varies by neighborhood in Carlsbad. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Carlsbad CA

Typical rent in Carlsbad is about $2,808/month (very expensive). At $2,808/month for a typical unit, you need about $101,088+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,257,000.

Median household income is $142,748, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($142,748) clears the $101,088 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Carlsbad CA

Average temperature is about 80°F (highs near 89°F, lows near 72°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Carlsbad CA?

Who tends to thrive in Carlsbad: (1) Dual-income households (at $2,808/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $142,748 helps carry housing costs) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 72/100) (4) Households earning $101,088+ who can clear the 3× rent rule at $2,808/month

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,808/month) (2) Anyone stretching past 40% of take-home on housing at $2,808/month (3) Households expecting top marks on rent and safety at once (Carlsbad does not clear every bar)

Income sniff test: clear about $101,088 household income for $2,808/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Carlsbad holds up well on the core metrics we publish. Safety at 72/100 makes it a reasonable choice for households who can manage $2,808/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Carlsbad when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Carlsbad.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$8,419

Mortgage + tax + insurance + HOA

Annual property tax

$18,227

Annual est. $5,580

Est. monthly utilities

$1,970

Climate-adjusted electric, gas & water

Median home price

$1,257,000

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$1.1M
2022
$1.2M
2023
$1.2M
2024
$1.2M
2025
$1.3M
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$5,611/mo vs buying
$2,808ACS 2024 5-year
Rent
$8,419
Buy

Mortgage

$6,356

Property tax

$1,519

Insurance

$449

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$16,680/yr

2024

1.37%

$17,181/yr

2025

1.41%

$17,696/yr

2026

1.45%

$18,227/yr

Buying in Carlsbad? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$5,387/yr

elevated exposure
Wind hazard index63 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 80°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $5,387.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Carlsbad to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo