Safety & Crime Index
86/100
FBI CDE
Exceptionally safe for families — 58% below average vs. national FBI data, 2023–2024
Excellent
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Lake Forest.
Median rent
$2,672/mo
ACS 2024 5-year
Median household income
$135,175
ACS 2024 5-year
Median home value
$937,000
ACS 2024 5-year
Safety score
86/100
FBI CDE
Weather
85°F (H 94° / L 75°)
Open-Meteo
Buying in Lake Forest? Check current mortgage rates early — before you fall in love with a ZIP.
86/100
FBI CDE
Exceptionally safe for families — 58% below average vs. national FBI data, 2023–2024
Excellent
37 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 85°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 54 (100 = avg)
Good / Low Pollen
Neighborhood guide
Lake Forest offers above-average safety (86/100). Rent runs $2,672/month and median income sits at $135,175.
Lake Forest has about 86,281 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Lake Forest CA scores 86/100 on safety (well above average). Crime is about 58% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.
Detail: overall crime index 42 (100 = avg); violent crime index 37; property crime index 46. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Lake Forest. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Lake Forest is about $2,672/month (very expensive). At $2,672/month for a typical unit, you need about $96,192+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $937,000.
Median household income is $135,175, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($135,175) clears the $96,192 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 85°F (highs near 94°F, lows near 75°F).
Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.
Who tends to thrive in Lake Forest: (1) Households that want quieter streets (safety sits at 86/100) (2) Dual-income households (at $2,672/month, the rent math works much better with two salaries) (3) People who genuinely love heat and do not mind living indoors June through September (highs near 94°F) (4) Tech and finance workers (the job market is real and local pay near $135,175 helps carry housing costs)
Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,672/month) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 94°F) (3) Anyone stretching past 40% of take-home on housing at $2,672/month
Income sniff test: clear about $96,192 household income for $2,672/month rent. Under that, pick a cheaper ZIP or a different city.
Lake Forest holds up well on the core metrics we publish. Safety at 86/100 makes it a reasonable choice for households who can manage $2,672/month rent. Verify school ratings for your target ZIP separately.
Next steps
Quotes and listings for Lake Forest when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Lake Forest.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$6,300
Mortgage + tax + insurance + HOA
Annual property tax
$13,587
Annual est. $5,580
Est. monthly utilities
$1,469
Climate-adjusted electric, gas & water
Median home price
$937,000
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$4,738
Property tax
$1,132
Insurance
$335
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$12,434/yr
2024
1.37%
$12,807/yr
2025
1.41%
$13,191/yr
2026
1.45%
$13,587/yr
Buying in Lake Forest? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$4,016/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $4,016.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Lake Forest to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo