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Mission Viejo, CA

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US location · verified

Neighborhood intelligence

Your Mission Viejo relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Mission Viejo.

Median rent

$2,839/mo

ACS 2024 5-year

Median household income

$136,123

ACS 2024 5-year

Median home value

$1,009,600

ACS 2024 5-year

Safety score

83/100

FBI CDE

Weather

81°F (H 90° / L 73°)

Open-Meteo

Buying in Mission Viejo? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

83/100

FBI CDE

Above-average peace of mind — 53% below average FBI data, 2023–2024

Above Average

Noise Level

38 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 81°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 57 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Mission Viejo CA

Mission Viejo offers above-average safety (83/100). Rent runs $2,839/month and median income sits at $136,123.

Mission Viejo has about 92,151 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Mission Viejo CA Safe?

Mission Viejo CA scores 83/100 on safety (above average). Crime is about 53% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 47 (100 = avg); violent crime index 31; property crime index 62. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Mission Viejo CA

School quality varies by neighborhood in Mission Viejo. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Mission Viejo CA

Typical rent in Mission Viejo is about $2,839/month (very expensive). At $2,839/month for a typical unit, you need about $102,204+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,009,600.

Median household income is $136,123, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($136,123) clears the $102,204 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Mission Viejo CA

Average temperature is about 81°F (highs near 90°F, lows near 73°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Mission Viejo CA?

Who tends to thrive in Mission Viejo: (1) Households that want quieter streets (safety sits at 83/100) (2) Dual-income households (at $2,839/month, the rent math works much better with two salaries) (3) Tech and finance workers (the job market is real and local pay near $136,123 helps carry housing costs) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 83/100)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,839/month) (2) Anyone stretching past 40% of take-home on housing at $2,839/month (3) Households expecting top marks on rent and safety at once (Mission Viejo does not clear every bar)

Income sniff test: clear about $102,204 household income for $2,839/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Mission Viejo holds up well on the core metrics we publish. Safety at 83/100 makes it a reasonable choice for households who can manage $2,839/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Mission Viejo when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Mission Viejo.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$6,781

Mortgage + tax + insurance + HOA

Annual property tax

$14,639

Annual est. $5,580

Est. monthly utilities

$1,583

Climate-adjusted electric, gas & water

Median home price

$1,009,600

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$908k
2022
$932k
2023
$957k
2024
$983k
2025
$1.0M
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$3,942/mo vs buying
$2,839ACS 2024 5-year
Rent
$6,781
Buy

Mortgage

$5,105

Property tax

$1,220

Insurance

$361

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$13,397/yr

2024

1.37%

$13,799/yr

2025

1.41%

$14,213/yr

2026

1.45%

$14,639/yr

Buying in Mission Viejo? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$4,327/yr

elevated exposure
Wind hazard index57 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 81°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $4,327.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Mission Viejo to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo