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Thousand Oaks, CA

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US location · verified

Neighborhood intelligence

Your Thousand Oaks relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Thousand Oaks.

Median rent

$2,664/mo

ACS 2024 5-year

Median household income

$135,603

ACS 2024 5-year

Median home value

$991,600

ACS 2024 5-year

Safety score

87/100

FBI CDE

Weather

84°F (H 94° / L 74°)

Open-Meteo

Buying in Thousand Oaks? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

87/100

FBI CDE

Exceptionally safe for families — 59% below average vs. national FBI data, 2023–2024

Excellent

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 84°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 52 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Thousand Oaks CA

Thousand Oaks offers above-average safety (87/100). Rent runs $2,664/month and median income sits at $135,603.

Thousand Oaks has about 125,205 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Thousand Oaks CA Safe?

Thousand Oaks CA scores 87/100 on safety (well above average). Crime is about 59% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 41 (100 = avg); violent crime index 27; property crime index 54. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Thousand Oaks CA

School quality varies by neighborhood in Thousand Oaks. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Thousand Oaks CA

Typical rent in Thousand Oaks is about $2,664/month (very expensive). At $2,664/month for a typical unit, you need about $95,904+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $991,600.

Median household income is $135,603, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($135,603) clears the $95,904 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Thousand Oaks CA

Average temperature is about 84°F (highs near 94°F, lows near 74°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Thousand Oaks CA?

Who tends to thrive in Thousand Oaks: (1) Households that want quieter streets (safety sits at 87/100) (2) Dual-income households (at $2,664/month, the rent math works much better with two salaries) (3) People who genuinely love heat and do not mind living indoors June through September (highs near 94°F) (4) Tech and finance workers (the job market is real and local pay near $135,603 helps carry housing costs)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,664/month) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 94°F) (3) Anyone stretching past 40% of take-home on housing at $2,664/month

Income sniff test: clear about $95,904 household income for $2,664/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Thousand Oaks holds up well on the core metrics we publish. Safety at 87/100 makes it a reasonable choice for households who can manage $2,664/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Thousand Oaks when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Thousand Oaks.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$6,661

Mortgage + tax + insurance + HOA

Annual property tax

$14,378

Annual est. $5,580

Est. monthly utilities

$1,554

Climate-adjusted electric, gas & water

Median home price

$991,600

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$892k
2022
$916k
2023
$940k
2024
$966k
2025
$992k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$3,997/mo vs buying
$2,664ACS 2024 5-year
Rent
$6,661
Buy

Mortgage

$5,014

Property tax

$1,198

Insurance

$354

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$13,158/yr

2024

1.37%

$13,553/yr

2025

1.41%

$13,959/yr

2026

1.45%

$14,378/yr

Buying in Thousand Oaks? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$4,250/yr

elevated exposure
Wind hazard index52 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 84°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $4,250.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Thousand Oaks to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo