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Boca Raton, FL

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US location · verified

Neighborhood intelligence

Your Boca Raton relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Boca Raton.

Median rent

$2,508/mo

ACS 2024 5-year

HUD 2-bedroom FMR $2,349/mo

Median household income

$106,273

ACS 2024 5-year

Median home value

$722,700

ACS 2024 5-year

Safety score

71/100

FBI CDE

Weather

83°F (H 86° / L 79°)

Open-Meteo

Buying in Boca Raton? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

71/100

FBI CDE

Above-average peace of mind — 31% below average FBI data, 2023–2024

Above Average

Noise Level

42 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 83°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 69 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Boca Raton FL

Boca Raton offers above-average safety (71/100). Rent runs $2,508/month and median income sits at $106,273.

Boca Raton has about 100,234 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Boca Raton FL Safe?

Boca Raton FL scores 71/100 on safety (about average). Crime is about 31% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 69 (100 = avg); violent crime index 45; property crime index 92. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Boca Raton FL

School quality varies by neighborhood in Boca Raton. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Boca Raton FL

Typical rent in Boca Raton is about $2,508/month (very expensive). At $2,508/month for a typical unit, you need about $90,288+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $722,700.

Median household income is $106,273, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($106,273) clears the $90,288 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Boca Raton FL

Average temperature is about 83°F (highs near 86°F, lows near 79°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Boca Raton FL?

Who tends to thrive in Boca Raton: (1) Dual-income households (at $2,508/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 71/100) (4) Households earning $90,288+ who can clear the 3× rent rule at $2,508/month

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,508/month) (2) Anyone stretching past 40% of take-home on housing at $2,508/month (3) Households expecting top marks on rent and safety at once (Boca Raton does not clear every bar)

Income sniff test: clear about $90,288 household income for $2,508/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Boca Raton holds up well on the core metrics we publish. Safety at 71/100 makes it a reasonable choice for households who can manage $2,508/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Boca Raton when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Boca Raton.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,881

Mortgage + tax + insurance + HOA

Annual property tax

$10,479

Annual est. $5,580

Est. monthly utilities

$1,342

Climate-adjusted electric, gas & water

Median home price

$722,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$650k
2022
$667k
2023
$685k
2024
$704k
2025
$723k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,373/mo vs buying
$2,508ACS 2024 5-year
Rent
$4,881
Buy

Mortgage

$3,654

Property tax

$873

Insurance

$258

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$9,590/yr

2024

1.37%

$9,877/yr

2025

1.41%

$10,174/yr

2026

1.45%

$10,479/yr

Buying in Boca Raton? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

55 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,097/yr

elevated exposure
Wind hazard index69 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 83°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,097.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Boca Raton to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo