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St Petersburg, FL

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Neighborhood intelligence

Your St Petersburg relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for St Petersburg.

Median rent

$1,663/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,917/mo

Median household income

$75,192

ACS 2024 5-year

Median home value

$371,100

ACS 2024 5-year

Safety score

49/100

FBI CDE

Weather

79°F (H 83° / L 75°)

Open-Meteo

Buying in St Petersburg? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

49/100

FBI CDE

Worth extra due diligence — 45% above average FBI data, 2023–2024

Average

Noise Level

48 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 79°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 73 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in St Petersburg FL

St Petersburg has genuinely comfortable weather: 79°F average with 83°F highs. Combined with $1,663/month rent and 49/100 safety, it makes a strong case for the right mover.

St Petersburg has about 262,732 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is St Petersburg FL Safe?

St Petersburg FL scores 49/100 on safety (well below average). Crime is about 45% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 145 (100 = avg); violent crime index 158; property crime index 131. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in St Petersburg FL

School quality varies by neighborhood in St Petersburg. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in St Petersburg FL

Typical rent in St Petersburg is about $1,663/month (on the high side). At $1,663/month for a typical unit, you need about $59,868+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $371,100.

Median household income is $75,192, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($75,192) clears the $59,868 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in St Petersburg FL

Average temperature is about 79°F (highs near 83°F, lows near 75°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to St Petersburg FL?

Who tends to thrive in St Petersburg: (1) Households earning $59,868+ who can clear the 3× rent rule at $1,663/month (2) Movers with a locked job offer in St Petersburg who already priced rent and commute (3) Buyers comparing mid-size metros who will tour multiple ZIPs before signing (4) People who will visit on a weekday and a weekend before committing (not just a long weekend)

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 49/100) (2) Anyone stretching past 40% of take-home on housing at $1,663/month (3) Households expecting top marks on rent and safety at once (St Petersburg does not clear every bar)

Income sniff test: clear about $59,868 household income for $1,663/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

St Petersburg scores 49/100 on safety with $1,663/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for St Petersburg when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for St Petersburg.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,552

Mortgage + tax + insurance + HOA

Annual property tax

$5,381

Annual est. $5,580

Est. monthly utilities

$842

Climate-adjusted electric, gas & water

Median home price

$371,100

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$334k
2022
$343k
2023
$352k
2024
$361k
2025
$371k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$889/mo vs buying
$1,663ACS 2024 5-year
Rent
$2,552
Buy

Mortgage

$1,876

Property tax

$448

Insurance

$133

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,924/yr

2024

1.37%

$5,072/yr

2025

1.41%

$5,224/yr

2026

1.45%

$5,381/yr

Buying in St Petersburg? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

105 (100 = avg)

moderate exposure

Est. annual homeowners insurance

$1,590/yr

moderate exposure
Wind hazard index73 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 79°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,590.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from St Petersburg to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo