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Des Moines, IA

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US location · verified

Neighborhood intelligence

Your Des Moines relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Des Moines.

Median rent

$1,090/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,360/mo

Median household income

$65,932

ACS 2024 5-year

Median home value

$194,700

ACS 2024 5-year

Safety score

43/100

FBI CDE

Weather

59°F (H 67° / L 51°)

Open-Meteo

Buying in Des Moines? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

43/100

FBI CDE

Worth extra due diligence — 77% above average FBI data, 2023–2024

Average

Noise Level

48 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 59°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 70 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Des Moines IA

Des Moines is one of the more affordable options in its region at $1,090/month typical rent. Safety scores 43/100.

Des Moines has about 212,421 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Des Moines IA Safe?

Des Moines IA scores 43/100 on safety (well below average). Crime is about 77% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 177 (100 = avg); violent crime index 187; property crime index 167. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Des Moines IA

School quality varies by neighborhood in Des Moines. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Des Moines IA

Typical rent in Des Moines is about $1,090/month (affordable). At $1,090/month for a typical unit, you need about $39,240+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $194,700.

Median household income is $65,932, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($65,932) clears the $39,240 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Des Moines IA

Average temperature is about 59°F (highs near 67°F, lows near 51°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Des Moines IA?

Who tends to thrive in Des Moines: (1) Renters who want $1,090/month housing without coastal prices (comfort income is about $39,240) (2) Households earning $39,240+ who can clear the 3× rent rule at $1,090/month (3) Movers with a locked job offer in Des Moines who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 43/100) (2) Households expecting top marks on rent and safety at once (Des Moines does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $39,240 household income for $1,090/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Des Moines scores 43/100 on safety with $1,090/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Des Moines when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Des Moines.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,384

Mortgage + tax + insurance + HOA

Annual property tax

$2,823

Annual est. $5,580

Est. monthly utilities

$442

Climate-adjusted electric, gas & water

Median home price

$194,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$175k
2022
$180k
2023
$185k
2024
$190k
2025
$195k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$294/mo vs buying
$1,090ACS 2024 5-year
Rent
$1,384
Buy

Mortgage

$985

Property tax

$235

Insurance

$70

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,583/yr

2024

1.37%

$2,661/yr

2025

1.41%

$2,741/yr

2026

1.45%

$2,823/yr

Buying in Des Moines? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

105 (100 = avg)

moderate exposure

Est. annual homeowners insurance

$834/yr

moderate exposure
Wind hazard index70 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 59°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $834.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Des Moines to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo