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Amarillo, TX

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US location · verified

Neighborhood intelligence

Your Amarillo relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Amarillo.

Median rent

$1,092/mo

ACS 2024 5-year

Median household income

$65,912

ACS 2024 5-year

Median home value

$196,900

ACS 2024 5-year

Safety score

44/100

FBI CDE

Weather

68°F (H 77° / L 59°)

Open-Meteo

Buying in Amarillo? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

44/100

FBI CDE

Worth extra due diligence — 68% above average FBI data, 2023–2024

Average

Noise Level

42 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 68°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 88 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Amarillo TX

Amarillo is one of the more affordable options in its region at $1,092/month typical rent. Safety scores 44/100.

Amarillo has about 201,885 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Amarillo TX Safe?

Amarillo TX scores 44/100 on safety (well below average). Crime is about 68% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 168 (100 = avg); violent crime index 187; property crime index 148. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Amarillo TX

School quality varies by neighborhood in Amarillo. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Amarillo TX

Typical rent in Amarillo is about $1,092/month (affordable). At $1,092/month for a typical unit, you need about $39,312+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $196,900.

Median household income is $65,912, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($65,912) clears the $39,312 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Amarillo TX

Average temperature is about 68°F (highs near 77°F, lows near 59°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Amarillo TX?

Who tends to thrive in Amarillo: (1) Renters who want $1,092/month housing without coastal prices (comfort income is about $39,312) (2) Households earning $39,312+ who can clear the 3× rent rule at $1,092/month (3) Movers with a locked job offer in Amarillo who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 44/100) (2) Households expecting top marks on rent and safety at once (Amarillo does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $39,312 household income for $1,092/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Amarillo scores 44/100 on safety with $1,092/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Amarillo when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Amarillo.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,399

Mortgage + tax + insurance + HOA

Annual property tax

$2,855

Annual est. $5,580

Est. monthly utilities

$328

Climate-adjusted electric, gas & water

Median home price

$196,900

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$177k
2022
$182k
2023
$187k
2024
$192k
2025
$197k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$307/mo vs buying
$1,092ACS 2024 5-year
Rent
$1,399
Buy

Mortgage

$996

Property tax

$238

Insurance

$70

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,613/yr

2024

1.37%

$2,691/yr

2025

1.41%

$2,772/yr

2026

1.45%

$2,855/yr

Buying in Amarillo? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

32 (100 = avg)

low exposure

Est. annual homeowners insurance

$844/yr

moderate exposure
Wind hazard index88 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 68°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $844.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Amarillo to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo