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Fort Wayne, IN

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US location · verified

Neighborhood intelligence

Your Fort Wayne relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Fort Wayne.

Median rent

$999/mo

ACS 2024 5-year

Median household income

$61,422

ACS 2024 5-year

Median home value

$188,900

ACS 2024 5-year

Safety score

61/100

FBI CDE

Weather

58°F (H 67° / L 48°)

Open-Meteo

Buying in Fort Wayne? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

61/100

FBI CDE

Typical urban safety profile — 3% below average FBI data, 2023–2024

Good

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 58°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 66 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Fort Wayne IN

Fort Wayne is one of the more affordable options in its region at $999/month typical rent. Safety scores 61/100.

Fort Wayne has about 268,589 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Fort Wayne IN Safe?

Fort Wayne IN scores 61/100 on safety (below average). Crime is about 3% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 97 (100 = avg); violent crime index 76; property crime index 118. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Fort Wayne IN

School quality varies by neighborhood in Fort Wayne. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Fort Wayne IN

Typical rent in Fort Wayne is about $999/month (affordable). At $999/month for a typical unit, you need about $35,964+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $188,900.

Median household income is $61,422, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($61,422) clears the $35,964 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Fort Wayne IN

Average temperature is about 58°F (highs near 67°F, lows near 48°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Fort Wayne IN?

Who tends to thrive in Fort Wayne: (1) Renters who want $999/month housing without coastal prices (comfort income is about $35,964) (2) Households earning $35,964+ who can clear the 3× rent rule at $999/month (3) Movers with a locked job offer in Fort Wayne who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 61/100) (2) Households expecting top marks on rent and safety at once (Fort Wayne does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $35,964 household income for $999/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Fort Wayne holds up well on the core metrics we publish. Safety at 61/100 makes it a reasonable choice for households who can manage $999/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Fort Wayne when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Fort Wayne.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,346

Mortgage + tax + insurance + HOA

Annual property tax

$2,739

Annual est. $5,580

Est. monthly utilities

$332

Climate-adjusted electric, gas & water

Median home price

$188,900

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$170k
2022
$174k
2023
$179k
2024
$184k
2025
$189k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$347/mo vs buying
$999ACS 2024 5-year
Rent
$1,346
Buy

Mortgage

$955

Property tax

$228

Insurance

$68

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,507/yr

2024

1.37%

$2,582/yr

2025

1.41%

$2,659/yr

2026

1.45%

$2,739/yr

Buying in Fort Wayne? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

43 (100 = avg)

low exposure

Est. annual homeowners insurance

$810/yr

moderate exposure
Wind hazard index66 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 58°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $810.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Fort Wayne to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo